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Contributor
agforfree5
Posts: 109
Registered: ‎09-26-2012
0

JUST GOT APPROVED!!! AMEX GREEN!!

I am STOKED!!  my first Amex card! I tried to apply for a Costco/Amex last year and got denied. Today, I got an offer letter in the mail for the Amex Green and I applied and got approved! Although I am super excited that I am an Amex member, what does the Amex Green card mean ?

- How do I know my limit? I know its a Charge card but there still has to be a limit.

-Also, does this mean I can apply for the costco card again without taking a Hard Pull on my credit report?

 

Amex Experts please help!

 

Thanks.

Valued Contributor
FocusedAndDetermined
Posts: 6,420
Registered: ‎01-05-2013
0

Re: JUST GOT APPROVED!!! AMEX GREEN!!

Congrats!


Community Leader
Senior Contributor
myjourney
Posts: 26,659
Registered: ‎02-07-2013
0

Re: JUST GOT APPROVED!!! AMEX GREEN!!

Congrats 

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


Contributor
agforfree5
Posts: 109
Registered: ‎09-26-2012
0

Re: JUST GOT APPROVED!!! AMEX GREEN!!


myjourney wrote:

Congrats 


Thank you! But does anyone know the answer to my above questions ? I have only gotten this far with the help of the myFico community. Started off with a 487 Score!

Valued Contributor
red259
Posts: 2,096
Registered: ‎06-05-2013
0

Re: JUST GOT APPROVED!!! AMEX GREEN!!

Gratz! Even though it is a charge card you are right that there is a ceiling on the charges, but I think it varies from person to person. I would call and ask to be sure, so that you don't get declined when you go to pay due to having too large of a balance outstanding.


Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 730 6/27/14
Goal Score: 800 In garden until 1/2015
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: JUST GOT APPROVED!!! AMEX GREEN!!


agforfree5 wrote:

I am STOKED!!  my first Amex card! I tried to apply for a Costco/Amex last year and got denied. Today, I got an offer letter in the mail for the Amex Green and I applied and got approved! Although I am super excited that I am an Amex member, what does the Amex Green card mean ?

- How do I know my limit? I know its a Charge card but there still has to be a limit.

-Also, does this mean I can apply for the costco card again without taking a Hard Pull on my credit report?

 

Amex Experts please help!

 

Thanks.


LMAO!!

 

Another cold app with no idea what the cards T&C are! 

Priceless!!

 

CONGRATS!!! :smileyhappy:




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
Rackham94
Posts: 508
Registered: ‎04-01-2013
0

Re: JUST GOT APPROVED!!! AMEX GREEN!!

LMAO!

 

They appear in a pop-up right before completing the application!! :smileyvery-happy:DDD

 

Anyway I want to creep out this garden tonight perhaps....

 

What are your scores and inqs and age of accounts, please sir.

Contributor
agforfree5
Posts: 109
Registered: ‎09-26-2012
0

Re: JUST GOT APPROVED!!! AMEX GREEN!!


Rackham94 wrote:

LMAO!

 

They appear in a pop-up right before completing the application!! :smileyvery-happy:DDD

 

Anyway I want to creep out this garden tonight perhaps....

 

What are your scores and inqs and age of accounts, please sir.


Ah I must have missed that. Yeah it pretty much was a cold app because I would take anything from Amex because I hated getting denied by them as I mentioned earlier.

 

Would you guys happen to know if it is just a soft pull now when I apply for other Amex cards  ?

 

 

Community Leader
Senior Contributor
myjourney
Posts: 26,659
Registered: ‎02-07-2013
0

Re: JUST GOT APPROVED!!! AMEX GREEN!!


agforfree5 wrote:

myjourney wrote:

Congrats 


Thank you! But does anyone know the answer to my above questions ? I have only gotten this far with the help of the myFico community. Started off with a 487 Score!


- How do I know my limit? I know its a Charge card but there still has to be a limit.After you get your card call in some CSR will tell you were the limit is set ....

-Also, does this mean I can apply for the costco card again without taking a Hard Pull on my credit report? And yes do it right now to reduce the likely hood of a 2nd HP

YMMV

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: JUST GOT APPROVED!!! AMEX GREEN!!


agforfree5 wrote:

Rackham94 wrote:

LMAO!

 

They appear in a pop-up right before completing the application!! :smileyvery-happy:DDD

 

Anyway I want to creep out this garden tonight perhaps....

 

What are your scores and inqs and age of accounts, please sir.


Ah I must have missed that. Yeah it pretty much was a cold app because I would take anything from Amex because I hated getting denied by them as I mentioned earlier.

 

Would you guys happen to know if it is just a soft pull now when I apply for other Amex cards  ?

 

 


Yes, SP if denied HP if approved.




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014

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