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Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: JUST GOT APPROVED!!! AMEX GREEN!!


myjourney wrote:

agforfree5 wrote:

myjourney wrote:

Congrats 


Thank you! But does anyone know the answer to my above questions ? I have only gotten this far with the help of the myFico community. Started off with a 487 Score!


- How do I know my limit? I know its a Charge card but there still has to be a limit.After you get your card call in some CSR will tell you were the limit is set ....

-Also, does this mean I can apply for the costco card again without taking a Hard Pull on my credit report? And yes do it right now to reduce the likely hood of a 2nd HP

YMMV


Very rarely does AMEX CSRs give internal limit info out. I would use the check spending ability button online.




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Community Leader
Senior Contributor
Posts: 26,694
Registered: ‎02-07-2013
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Re: JUST GOT APPROVED!!! AMEX GREEN!!


LS2982 wrote:

myjourney wrote:

agforfree5 wrote:

myjourney wrote:

Congrats 


Thank you! But does anyone know the answer to my above questions ? I have only gotten this far with the help of the myFico community. Started off with a 487 Score!


- How do I know my limit? I know its a Charge card but there still has to be a limit.After you get your card call in some CSR will tell you were the limit is set ....

-Also, does this mean I can apply for the costco card again without taking a Hard Pull on my credit report? And yes do it right now to reduce the likely hood of a 2nd HP

YMMV


Very rarely does AMEX CSRs give internal limit info out. I would use the check spending ability button online.


They do and will if you tell them your thinking about making a large purchase 

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/13


Contributor
Posts: 109
Registered: ‎09-26-2012
0

Re: JUST GOT APPROVED!!! AMEX GREEN!!


myjourney wrote:

LS2982 wrote:

myjourney wrote:

agforfree5 wrote:

myjourney wrote:

Congrats 


Thank you! But does anyone know the answer to my above questions ? I have only gotten this far with the help of the myFico community. Started off with a 487 Score!


- How do I know my limit? I know its a Charge card but there still has to be a limit.After you get your card call in some CSR will tell you were the limit is set ....

-Also, does this mean I can apply for the costco card again without taking a Hard Pull on my credit report? And yes do it right now to reduce the likely hood of a 2nd HP

YMMV


Very rarely does AMEX CSRs give internal limit info out. I would use the check spending ability button online.


They do and will if you tell them your thinking about making a large purchase 


THANKS A LOT everyone! I will call CSR right now and check. I am also give it a shot by applying for a revolving CC on Amex right now

Community Leader
Senior Contributor
Posts: 26,694
Registered: ‎02-07-2013
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Re: JUST GOT APPROVED!!! AMEX GREEN!!


agforfree5 wrote:

myjourney wrote:

LS2982 wrote:

myjourney wrote:

agforfree5 wrote:

myjourney wrote:

Congrats 


Thank you! But does anyone know the answer to my above questions ? I have only gotten this far with the help of the myFico community. Started off with a 487 Score!


- How do I know my limit? I know its a Charge card but there still has to be a limit.After you get your card call in some CSR will tell you were the limit is set ....

-Also, does this mean I can apply for the costco card again without taking a Hard Pull on my credit report? And yes do it right now to reduce the likely hood of a 2nd HP

YMMV


Very rarely does AMEX CSRs give internal limit info out. I would use the check spending ability button online.


They do and will if you tell them your thinking about making a large purchase 


THANKS A LOT everyone! I will call CSR right now and check. I am also give it a shot by applying for a revolving CC on Amex right now


No NO No call when you get card ....you can app costco now if you like

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/13


Contributor
Posts: 82
Registered: ‎06-08-2013
0

Re: JUST GOT APPROVED!!! AMEX GREEN!!

There's a tool on the amex webpage, called something like "will my charges be approved?". You can plug a number in, and see if it says yes or no. You can also all and ask, or if you're going to have a bunch of expenses (reimbursed business travel, etc) tell them. The number will depend on your spending history, your reported income, etc.
Contributor
Posts: 109
Registered: ‎09-26-2012
0

Re: JUST GOT APPROVED!!! AMEX GREEN!!


myjourney wrote:

agforfree5 wrote:

myjourney wrote:

LS2982 wrote:

myjourney wrote:

agforfree5 wrote:

myjourney wrote:

Congrats 


Thank you! But does anyone know the answer to my above questions ? I have only gotten this far with the help of the myFico community. Started off with a 487 Score!


- How do I know my limit? I know its a Charge card but there still has to be a limit.After you get your card call in some CSR will tell you were the limit is set ....

-Also, does this mean I can apply for the costco card again without taking a Hard Pull on my credit report? And yes do it right now to reduce the likely hood of a 2nd HP

YMMV


Very rarely does AMEX CSRs give internal limit info out. I would use the check spending ability button online.


They do and will if you tell them your thinking about making a large purchase 


THANKS A LOT everyone! I will call CSR right now and check. I am also give it a shot by applying for a revolving CC on Amex right now


No NO No call when you get card ....you can app costco now if you like


Why can't I call now? They can't revoke my approval... right lol ?

Established Contributor
Posts: 591
Registered: ‎05-05-2012
0

Re: JUST GOT APPROVED!!! AMEX GREEN!!

Congrats! Also doesnt checking your spending ability often trigger an FR? Maybe i read wrong.
Gardening Since: March 4, 2013.
In My Wallet: Chase: Freedom Visa Signature | Sapphire Preferred World Mastercard. |
Contributor
Posts: 109
Registered: ‎09-26-2012
0

Re: JUST GOT APPROVED!!! AMEX GREEN!!


ObeyJohnny12 wrote:
Congrats! Also doesnt checking your spending ability often trigger an FR? Maybe i read wrong.

Im sort of new..what is a FR?

Community Leader
Senior Contributor
Posts: 26,694
Registered: ‎02-07-2013
0

Re: JUST GOT APPROVED!!! AMEX GREEN!!


agforfree5 wrote:

myjourney wrote:

agforfree5 wrote:

myjourney wrote:

LS2982 wrote:

myjourney wrote:

agforfree5 wrote:

myjourney wrote:

Congrats 


Thank you! But does anyone know the answer to my above questions ? I have only gotten this far with the help of the myFico community. Started off with a 487 Score!


- How do I know my limit? I know its a Charge card but there still has to be a limit.After you get your card call in some CSR will tell you were the limit is set ....

-Also, does this mean I can apply for the costco card again without taking a Hard Pull on my credit report? And yes do it right now to reduce the likely hood of a 2nd HP

YMMV


Very rarely does AMEX CSRs give internal limit info out. I would use the check spending ability button online.


They do and will if you tell them your thinking about making a large purchase 


THANKS A LOT everyone! I will call CSR right now and check. I am also give it a shot by applying for a revolving CC on Amex right now


No NO No call when you get card ....you can app costco now if you like


Why can't I call now? They can't revoke my approval... right lol ?


When you call with new card they tend to think you maybe getting ready to make a large purchase and tell you the limit...all CSR don't like to expose the limit set Lol

And no they won't take back your approval....LOL

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/13


Community Leader
Senior Contributor
Posts: 26,694
Registered: ‎02-07-2013
0

Re: JUST GOT APPROVED!!! AMEX GREEN!!


ObeyJohnny12 wrote:
Congrats! Also doesnt checking your spending ability often trigger an FR? Maybe i read wrong.

I have heard the same thing if you abuse it ...As long as you just don't do it constantly I hear its ok 

 

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/13


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