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Frequent Contributor
astritaho1979
Posts: 451
Registered: ‎10-02-2011
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Re: JUST GOT APPROVED FOR CITI FORWARD FOR $7000 WITH 719 FICO/EQUIFAX/6INQ

[ Edited ]

CC365 wrote:

LesWH wrote:

OptimasPrime wrote:

LesWH wrote:

bs6054 wrote:

I think jsickz was referring to the fact that it is no longer on the site.  Did you do it some time ago?


:womanlol: and that's all I'm going to do, is laugh!!


I'll throw out a life raft I guess. You can technically still app for the adult version if you go through the citi student forward link on the website and do not click on the checkbox that indicates that you are a student/graduate student.


I'm still going to laugh and I'm sure you are too! :womanlol:


This thread will be going down the same old dark road...a mystery of what this poster is cooking :smileyvery-happy:


This thread is looking great so any other questions for you today


COMMERCE BANK PLATINIUM VISA 20K*PAYPAL MC $9.5K*CITI FORWARD $8.5K*PENFED $6,5K*
*LOWES $6K *CMN BANK $5.2K-*PNC $5K*SCLUB DISC. $5K*
WMART DISC.4K*CMN BANK 3.75K*BANK OF AMERICA $3K* MACYS $2.2K*
JCP $1.8*TARGET $0.7K* UTL1%- AAOA 5.5- TOTAL 12 yrs History/
Transunion 718 Equifax 733- Experian 736
Frequent Contributor
CreditWorld2013
Posts: 346
Registered: ‎02-01-2012
0

Re: JUST GOT APPROVED FOR CITI FORWARD FOR $7000 WITH 719 FICO/EQUIFAX/6INQ


astritaho1979 wrote:

CC365 wrote:

LesWH wrote:

OptimasPrime wrote:

LesWH wrote:

bs6054 wrote:

I think jsickz was referring to the fact that it is no longer on the site.  Did you do it some time ago?


:womanlol: and that's all I'm going to do, is laugh!!


I'll throw out a life raft I guess. You can technically still app for the adult version if you go through the citi student forward link on the website and do not click on the checkbox that indicates that you are a student/graduate student.


I'm still going to laugh and I'm sure you are too! :womanlol:


This thread will be going down the same old dark road...a mystery of what this poster is cooking :smileyvery-happy:


This thread is looking great so any other questions for you today


Actually...now I have a question...Where did you see a question in the original statement?:smileytongue:

Valued Contributor
navigatethis12
Posts: 1,954
Registered: ‎01-24-2012
0

Re: JUST GOT APPROVED FOR CITI FORWARD FOR $7000 WITH 719 FICO/EQUIFAX/6INQ

I would leave the card open if they have no annual fee. They are not harming anything by keeping them open. I do not believe they do increases before six months, but you can try. That seems like a decent limit to me. You have other cards that get at least 1% so the Citi Forward should only be used for the 5 points per dollar categories.

Valued Contributor
thom02099
Posts: 1,350
Registered: ‎08-30-2011
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Re: JUST GOT APPROVED FOR CITI FORWARD FOR $7000 WITH 719 FICO/EQUIFAX/6INQ


astritaho1979 wrote:

I was glad that citi finally took  me in.They approved me the for the 7k.Now this is the highest limit on my portofolio

Jus thinking and appreciate a sugestion in here. Do i close any of the other low limits card that was opened like 2 yrs ago?

And do i ask for a cli when i activate the citi card?

Again happy to finally be on there door steps



Congrats on your approval!  Citi can be very rewarding. 

 

To answer your questions:  Nope, if I were you I'd not close any of the low limit cards unless there's an AF associated.  Just sock drawer them if you don't want to use 'em.

 

Ask for CLI?  Sure, why not?  You might get a "no", you might get a counter offer depending what you ask for, or you might get an approval!  Looking at your other cards, you've got some good CL so I think you've got better than 50-50 chance for a CLI on activation.  If not, use it for a while then ask for a CLI. 

Diners Club Premier MasterCard $50K / AMEX Gold NPSL / AMEX Zync NPSL / AMEX Blue Cash Preferred $14K / Bank of America Cash Rewards Signature Visa $15K / Merrill Lynch Plus Signature Visa $15K / Wells Fargo Propel 365 $15K / Chase Sapphire Preferred Signature Visa $10K / J P Morgan Select Signature Visa $10K / Chase Slate Visa $6K / CITI Diamond Preferred MasterCard $13.2K / Discover IT $10.5K / IberiaBank Select Visa $8K / 1st Command Bank Platinum Visa $7.5K // Home Depot $9.7K / Lowes $10K

EX = 799 EQ = 812 TU = 811 - 11/2014
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09Lexie
Posts: 26,609
Registered: ‎09-13-2012
0

Re: JUST GOT APPROVED FOR CITI FORWARD FOR $7000 WITH 719 FICO/EQUIFAX/6INQ


LesWH wrote:

OptimasPrime wrote:

LesWH wrote:

bs6054 wrote:

I think jsickz was referring to the fact that it is no longer on the site.  Did you do it some time ago?


:womanlol: and that's all I'm going to do, is laugh!!


I'll throw out a life raft I guess. You can technically still app for the adult version if you go through the citi student forward link on the website and do not click on the checkbox that indicates that you are a student/graduate student.


I'm still going to laugh and I'm sure you are too! :womanlol:


I know I am! :womanlol:

Valued Contributor
chnceit
Posts: 1,524
Registered: ‎08-17-2008
0

Re: JUST GOT APPROVED FOR CITI FORWARD FOR $7000 WITH 719 FICO/EQUIFAX/6INQ


astritaho1979 wrote:

I was glad that citi finally took  me in.They approved me the for the 7k.Now this is the highest limit on my portofolio

Jus thinking and appreciate a sugestion in here. Do i close any of the other low limits card that was opened like 2 yrs ago?

And do i ask for a cli when i activate the citi card?

Again happy to finally be on there door steps


Congrats on your approval and nice to see a positive post from you :smileywink:


$100K in Credit
Last Credit Card App: 11/16/13
Established Contributor
CribDuchess
Posts: 659
Registered: ‎09-12-2011
0

Re: JUST GOT APPROVED FOR CITI FORWARD FOR $7000 WITH 719 FICO/EQUIFAX/6INQ


astritaho1979 wrote:

I was glad that citi finally took  me in.They approved me the for the 7k.Now this is the highest limit on my portofolio

Jus thinking and appreciate a sugestion in here. Do i close any of the other low limits card that was opened like 2 yrs ago?

And do i ask for a cli when i activate the citi card?

Again happy to finally be on there door steps


Citi is almost as good as Amex when it comes to CLI.  After your 6th statement cuts, you can request a CLI via your online account website.  You ask for an amount and they will either approve or counter and it's usually a soft pull.  If you don't like what they counter, you can ask for more but then it will be a HP.

 

Congrats on your approval with Citi!!

FICOs: TU08 841 10/6/14 per Wally; TU98 800 4/8/14; EQ04 769 6/8/14; EQ08 800 11/8/14; EX 805 6/12/14 per MyFICO

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex Costco TE $15K; Amex BCE $12K; BofA Visa $10.1K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Citi Double Cash $10K; Citi Simplicity Visa $15.1K; Discover IT $24K; Fidelity Amex $25K; PenFed Plat Rewards Visa Sig $20K; Sallie Mae WMC $12.5K; US Bank Cash+ Visa Sig $24.5K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Frequent Contributor
astritaho1979
Posts: 451
Registered: ‎10-02-2011
0

Re: JUST GOT APPROVED FOR CITI FORWARD FOR $7000 WITH 719 FICO/EQUIFAX/6INQ


navigatethis12 wrote:

I would leave the card open if they have no annual fee. They are not harming anything by keeping them open. I do not believe they do increases before six months, but you can try. That seems like a decent limit to me. You have other cards that get at least 1% so the Citi Forward should only be used for the 5 points per dollar categories.


Thanks for the info


COMMERCE BANK PLATINIUM VISA 20K*PAYPAL MC $9.5K*CITI FORWARD $8.5K*PENFED $6,5K*
*LOWES $6K *CMN BANK $5.2K-*PNC $5K*SCLUB DISC. $5K*
WMART DISC.4K*CMN BANK 3.75K*BANK OF AMERICA $3K* MACYS $2.2K*
JCP $1.8*TARGET $0.7K* UTL1%- AAOA 5.5- TOTAL 12 yrs History/
Transunion 718 Equifax 733- Experian 736
Frequent Contributor
astritaho1979
Posts: 451
Registered: ‎10-02-2011
0

Re: JUST GOT APPROVED FOR CITI FORWARD FOR $7000 WITH 719 FICO/EQUIFAX/6INQ


thom02099 wrote:

astritaho1979 wrote:

I was glad that citi finally took  me in.They approved me the for the 7k.Now this is the highest limit on my portofolio

Jus thinking and appreciate a sugestion in here. Do i close any of the other low limits card that was opened like 2 yrs ago?

And do i ask for a cli when i activate the citi card?

Again happy to finally be on there door steps



Congrats on your approval!  Citi can be very rewarding. 

 

To answer your questions:  Nope, if I were you I'd not close any of the low limit cards unless there's an AF associated.  Just sock drawer them if you don't want to use 'em.

 

Ask for CLI?  Sure, why not?  You might get a "no", you might get a counter offer depending what you ask for, or you might get an approval!  Looking at your other cards, you've got some good CL so I think you've got better than 50-50 chance for a CLI on activation.  If not, use it for a while then ask for a CLI. 


Thanks,I was alittle suprise  with the approval and the credit limit is not bad for a start since i had about 10 new accounts opened 3 months ago 3 existing were closed from the lender right after i opened the new ones and back then citi did not approve the app but yea better late then never we always say
I neded it this prime lender card and i do have a premier card with af but damn is my oldest one and i have my hands tie with it


COMMERCE BANK PLATINIUM VISA 20K*PAYPAL MC $9.5K*CITI FORWARD $8.5K*PENFED $6,5K*
*LOWES $6K *CMN BANK $5.2K-*PNC $5K*SCLUB DISC. $5K*
WMART DISC.4K*CMN BANK 3.75K*BANK OF AMERICA $3K* MACYS $2.2K*
JCP $1.8*TARGET $0.7K* UTL1%- AAOA 5.5- TOTAL 12 yrs History/
Transunion 718 Equifax 733- Experian 736
Frequent Contributor
astritaho1979
Posts: 451
Registered: ‎10-02-2011
0

Re: JUST GOT APPROVED FOR CITI FORWARD FOR $7000 WITH 719 FICO/EQUIFAX/6INQ


09Lexie wrote:

LesWH wrote:

OptimasPrime wrote:

LesWH wrote:

bs6054 wrote:

I think jsickz was referring to the fact that it is no longer on the site.  Did you do it some time ago?


:womanlol: and that's all I'm going to do, is laugh!!


I'll throw out a life raft I guess. You can technically still app for the adult version if you go through the citi student forward link on the website and do not click on the checkbox that indicates that you are a student/graduate student.


I'm still going to laugh and I'm sure you are too! :womanlol:


I know I am! :womanlol:


ok ok now lets get serious in here.My bad i didnt read the posters question right :smileyhappy:Let me enjoy the new card today lol


COMMERCE BANK PLATINIUM VISA 20K*PAYPAL MC $9.5K*CITI FORWARD $8.5K*PENFED $6,5K*
*LOWES $6K *CMN BANK $5.2K-*PNC $5K*SCLUB DISC. $5K*
WMART DISC.4K*CMN BANK 3.75K*BANK OF AMERICA $3K* MACYS $2.2K*
JCP $1.8*TARGET $0.7K* UTL1%- AAOA 5.5- TOTAL 12 yrs History/
Transunion 718 Equifax 733- Experian 736

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