Reply
Frequent Contributor
Posts: 451
Registered: ‎10-02-2011
0

Re: JUST GOT APPROVED FOR CITI FORWARD FOR $7000 WITH 719 FICO/EQUIFAX/6INQ

[ Edited ]

CC365 wrote:

LesWH wrote:

OptimasPrime wrote:

LesWH wrote:

bs6054 wrote:

I think jsickz was referring to the fact that it is no longer on the site.  Did you do it some time ago?


Woman LOL and that's all I'm going to do, is laugh!!


I'll throw out a life raft I guess. You can technically still app for the adult version if you go through the citi student forward link on the website and do not click on the checkbox that indicates that you are a student/graduate student.


I'm still going to laugh and I'm sure you are too! Woman LOL


This thread will be going down the same old dark road...a mystery of what this poster is cooking Smiley Very Happy


This thread is looking great so any other questions for you today


COMMERCE BANK PLATINIUM VISA 20K*PAYPAL MC $9.5K*CITI FORWARD $8.5K*PENFED $6,5K*
*LOWES $6K *CMN BANK $5.2K-*PNC $5K*SCLUB DISC. $5K*
WMART DISC.4K*CMN BANK 3.75K*BANK OF AMERICA $3K* MACYS $2.2K*
JCP $1.8*TARGET $0.7K* UTL1%- AAOA 5.5- TOTAL 12 yrs History/
Transunion 718 Equifax 733- Experian 736
Frequent Contributor
Posts: 346
Registered: ‎02-01-2012
0

Re: JUST GOT APPROVED FOR CITI FORWARD FOR $7000 WITH 719 FICO/EQUIFAX/6INQ


astritaho1979 wrote:

CC365 wrote:

LesWH wrote:

OptimasPrime wrote:

LesWH wrote:

bs6054 wrote:

I think jsickz was referring to the fact that it is no longer on the site.  Did you do it some time ago?


Woman LOL and that's all I'm going to do, is laugh!!


I'll throw out a life raft I guess. You can technically still app for the adult version if you go through the citi student forward link on the website and do not click on the checkbox that indicates that you are a student/graduate student.


I'm still going to laugh and I'm sure you are too! Woman LOL


This thread will be going down the same old dark road...a mystery of what this poster is cooking Smiley Very Happy


This thread is looking great so any other questions for you today


Actually...now I have a question...Where did you see a question in the original statement?Smiley Tongue

Valued Contributor
Posts: 1,997
Registered: ‎01-24-2012
0

Re: JUST GOT APPROVED FOR CITI FORWARD FOR $7000 WITH 719 FICO/EQUIFAX/6INQ

I would leave the card open if they have no annual fee. They are not harming anything by keeping them open. I do not believe they do increases before six months, but you can try. That seems like a decent limit to me. You have other cards that get at least 1% so the Citi Forward should only be used for the 5 points per dollar categories.

Valued Contributor
Posts: 1,486
Registered: ‎08-30-2011
0

Re: JUST GOT APPROVED FOR CITI FORWARD FOR $7000 WITH 719 FICO/EQUIFAX/6INQ


astritaho1979 wrote:

I was glad that citi finally took  me in.They approved me the for the 7k.Now this is the highest limit on my portofolio

Jus thinking and appreciate a sugestion in here. Do i close any of the other low limits card that was opened like 2 yrs ago?

And do i ask for a cli when i activate the citi card?

Again happy to finally be on there door steps



Congrats on your approval!  Citi can be very rewarding. 

 

To answer your questions:  Nope, if I were you I'd not close any of the low limit cards unless there's an AF associated.  Just sock drawer them if you don't want to use 'em.

 

Ask for CLI?  Sure, why not?  You might get a "no", you might get a counter offer depending what you ask for, or you might get an approval!  Looking at your other cards, you've got some good CL so I think you've got better than 50-50 chance for a CLI on activation.  If not, use it for a while then ask for a CLI. 

Diners Club Premier MasterCard $50K / AMEX Gold NPSL / AMEX Zync NPSL / AMEX Blue Cash Preferred $14K / Bank of America Cash Rewards Signature Visa $15K / Merrill Lynch Plus Signature Visa $15K / Wells Fargo Propel 365 $15K / Chase Sapphire Preferred Signature Visa $10K / J P Morgan Select Signature Visa $10.5K / CITI Diamond Preferred MasterCard $13.2K / Discover IT $10.5K / IberiaBank Select Visa $8K / 1st Command Bank Platinum Visa $7.5K // Home Depot $9.7K / Lowes $10K

EX = 818 EQ = 823 TU = 822 as of 07/15
Moderator
Posts: 27,207
Registered: ‎09-13-2012
0

Re: JUST GOT APPROVED FOR CITI FORWARD FOR $7000 WITH 719 FICO/EQUIFAX/6INQ


LesWH wrote:

OptimasPrime wrote:

LesWH wrote:

bs6054 wrote:

I think jsickz was referring to the fact that it is no longer on the site.  Did you do it some time ago?


Woman LOL and that's all I'm going to do, is laugh!!


I'll throw out a life raft I guess. You can technically still app for the adult version if you go through the citi student forward link on the website and do not click on the checkbox that indicates that you are a student/graduate student.


I'm still going to laugh and I'm sure you are too! Woman LOL


I know I am! Woman LOL

Valued Contributor
Posts: 1,524
Registered: ‎08-17-2008
0

Re: JUST GOT APPROVED FOR CITI FORWARD FOR $7000 WITH 719 FICO/EQUIFAX/6INQ


astritaho1979 wrote:

I was glad that citi finally took  me in.They approved me the for the 7k.Now this is the highest limit on my portofolio

Jus thinking and appreciate a sugestion in here. Do i close any of the other low limits card that was opened like 2 yrs ago?

And do i ask for a cli when i activate the citi card?

Again happy to finally be on there door steps


Congrats on your approval and nice to see a positive post from you Smiley Wink


$100K in Credit
Last Credit Card App: 11/16/13
Established Contributor
Posts: 701
Registered: ‎09-12-2011
0

Re: JUST GOT APPROVED FOR CITI FORWARD FOR $7000 WITH 719 FICO/EQUIFAX/6INQ


astritaho1979 wrote:

I was glad that citi finally took  me in.They approved me the for the 7k.Now this is the highest limit on my portofolio

Jus thinking and appreciate a sugestion in here. Do i close any of the other low limits card that was opened like 2 yrs ago?

And do i ask for a cli when i activate the citi card?

Again happy to finally be on there door steps


Citi is almost as good as Amex when it comes to CLI.  After your 6th statement cuts, you can request a CLI via your online account website.  You ask for an amount and they will either approve or counter and it's usually a soft pull.  If you don't like what they counter, you can ask for more but then it will be a HP.

 

Congrats on your approval with Citi!!

FICOs: TU08 841 2/9/15 per Barclay; TU98 800 4/8/14; EQ04 769 6/8/14; EQ08 809 3/4/15; EX08 812 3/8/15 per MyFICO

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex Costco TE $19.3K; Amex BCE $12K; BofA Visa $10.1K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Citi Double Cash $11.6K; Citi Simplicity Visa $17.3K; Discover IT $26.5K; Fidelity Amex $25K; PenFed Plat Rewards Visa Sig $20K; Sallie Mae WMC $17.5K; US Bank Cash+ Visa Sig $24.5K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Frequent Contributor
Posts: 451
Registered: ‎10-02-2011
0

Re: JUST GOT APPROVED FOR CITI FORWARD FOR $7000 WITH 719 FICO/EQUIFAX/6INQ


navigatethis12 wrote:

I would leave the card open if they have no annual fee. They are not harming anything by keeping them open. I do not believe they do increases before six months, but you can try. That seems like a decent limit to me. You have other cards that get at least 1% so the Citi Forward should only be used for the 5 points per dollar categories.


Thanks for the info


COMMERCE BANK PLATINIUM VISA 20K*PAYPAL MC $9.5K*CITI FORWARD $8.5K*PENFED $6,5K*
*LOWES $6K *CMN BANK $5.2K-*PNC $5K*SCLUB DISC. $5K*
WMART DISC.4K*CMN BANK 3.75K*BANK OF AMERICA $3K* MACYS $2.2K*
JCP $1.8*TARGET $0.7K* UTL1%- AAOA 5.5- TOTAL 12 yrs History/
Transunion 718 Equifax 733- Experian 736
Frequent Contributor
Posts: 451
Registered: ‎10-02-2011
0

Re: JUST GOT APPROVED FOR CITI FORWARD FOR $7000 WITH 719 FICO/EQUIFAX/6INQ


thom02099 wrote:

astritaho1979 wrote:

I was glad that citi finally took  me in.They approved me the for the 7k.Now this is the highest limit on my portofolio

Jus thinking and appreciate a sugestion in here. Do i close any of the other low limits card that was opened like 2 yrs ago?

And do i ask for a cli when i activate the citi card?

Again happy to finally be on there door steps



Congrats on your approval!  Citi can be very rewarding. 

 

To answer your questions:  Nope, if I were you I'd not close any of the low limit cards unless there's an AF associated.  Just sock drawer them if you don't want to use 'em.

 

Ask for CLI?  Sure, why not?  You might get a "no", you might get a counter offer depending what you ask for, or you might get an approval!  Looking at your other cards, you've got some good CL so I think you've got better than 50-50 chance for a CLI on activation.  If not, use it for a while then ask for a CLI. 


Thanks,I was alittle suprise  with the approval and the credit limit is not bad for a start since i had about 10 new accounts opened 3 months ago 3 existing were closed from the lender right after i opened the new ones and back then citi did not approve the app but yea better late then never we always say
I neded it this prime lender card and i do have a premier card with af but damn is my oldest one and i have my hands tie with it


COMMERCE BANK PLATINIUM VISA 20K*PAYPAL MC $9.5K*CITI FORWARD $8.5K*PENFED $6,5K*
*LOWES $6K *CMN BANK $5.2K-*PNC $5K*SCLUB DISC. $5K*
WMART DISC.4K*CMN BANK 3.75K*BANK OF AMERICA $3K* MACYS $2.2K*
JCP $1.8*TARGET $0.7K* UTL1%- AAOA 5.5- TOTAL 12 yrs History/
Transunion 718 Equifax 733- Experian 736
Frequent Contributor
Posts: 451
Registered: ‎10-02-2011
0

Re: JUST GOT APPROVED FOR CITI FORWARD FOR $7000 WITH 719 FICO/EQUIFAX/6INQ


09Lexie wrote:

LesWH wrote:

OptimasPrime wrote:

LesWH wrote:

bs6054 wrote:

I think jsickz was referring to the fact that it is no longer on the site.  Did you do it some time ago?


Woman LOL and that's all I'm going to do, is laugh!!


I'll throw out a life raft I guess. You can technically still app for the adult version if you go through the citi student forward link on the website and do not click on the checkbox that indicates that you are a student/graduate student.


I'm still going to laugh and I'm sure you are too! Woman LOL


I know I am! Woman LOL


ok ok now lets get serious in here.My bad i didnt read the posters question right Smiley HappyLet me enjoy the new card today lol


COMMERCE BANK PLATINIUM VISA 20K*PAYPAL MC $9.5K*CITI FORWARD $8.5K*PENFED $6,5K*
*LOWES $6K *CMN BANK $5.2K-*PNC $5K*SCLUB DISC. $5K*
WMART DISC.4K*CMN BANK 3.75K*BANK OF AMERICA $3K* MACYS $2.2K*
JCP $1.8*TARGET $0.7K* UTL1%- AAOA 5.5- TOTAL 12 yrs History/
Transunion 718 Equifax 733- Experian 736
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.