01-09-2013 12:52 PM
Gap Visa CLI from $2.5k to $4k, and Amex BCP instant approval for 2k
01-09-2013 06:01 PM
Three new cards, applied and was approved for all three yesterday - see the first three in my sig
Any estimates as to how badly my credit score will be hit? What might it look like in 6 months assuming low utilization?
01-09-2013 07:08 PM
Jan. 1 - CLI - on a Walmart store card - from $1500 to $6500 (I requested, since I had hit 3 months after account opening).
Congratulations! That's a good CLI. I've had my Wal*Mart store card for about 30 months now, no Discover upgrade or extreemly large CLI. I started with $300.00 and now at $1,500.00, but I don't use it alot. I've never called a backdoor though.
01-09-2013 07:16 PM
Waiting till may 1st to ask for cli. April the month 4 of my cards age another year. BUT aprroved for Costco Amex 5k limit
01-09-2013 07:21 PM
Cap One NHCR - increase from $1250 to $2500
01-09-2013 07:33 PM
Crapital One : 500 to 2000 after 5 denied.......
01-09-2013 07:41 PM - edited 01-10-2013 05:24 PM
01/01/13 - AMEX BCE instant approval with $3,000 CL.
01/09/13 - NFCU Platinium Visa instant approval with $15,000 CL. I opened Checking & Savings 10mins before CC app. 1 HP.
01/10/13 - Discover IT instant approval with $2,500 CL
01-10-2013 01:24 PM
Re: January 2013 - New Credit Card Approvals and CLIs....01-09-2013 11:04 AM
Jan. 4 - Amex BCP CLI from 2,000 to 6,000. Planning on asking for the same for my SPG when it hits the 61-day mark tomorrow.
Called this morning for an increase on my SPG, but was told that you can only ask for one credit increase total every six months, and since I'd already gotten a CLI for my BPG on Jan. 4, I couldn't then ask for an increase for my SPG. I had no idea on that. I knew you had to wait six months, but I thought that was for each card. Now I realize you can only get one increase every six months (except for the initial 61 day increase) even if you have more than one Amex card. Oh well, I will ask for another 3x increase on my BPG in six months, then a year from now, will ask for an increase on the SPG. They are very generous with their CLIs, so I'm happy with them on the whole.
01-10-2013 04:24 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.