Hello everyone, been a couple months since ive had any cli on my Macys account . Macys has so far been a toss up for me in regards to cli. Figured since there has been occasion where i did get cli with a sp not hp, id give it a whirl. My last cli was actually a hp and for only 600 but i guess it was Something right?.
Surprisingly , was approved!. My limit was $2100 and instead of asking for like $5000 or something, kept it more realistic and tried for $900 instead to bring it up to $3000. Nice!! Of note , i do currently have all reports frozen in preparation for my 2 year hibernation in the garden of FICOLAND. I figured if they need my report they would have just flat out denied which i thought was going to happen . I recently baught something for $65 and pif last week so my history is building with them. This right here makes up half of the limit i lost from my closing my Fingerut recently so i an happy. From $300 to $3000 since opening my account so not too shabby. Just wanted to share, great day everyone
Surprisingly , was approved!. My limit was $2100 and instead of asking for like $5000 or something, kept it more realistic and tried for $900 instead to bring it up to $3000. Nice!! Of note , i do currently have all reports frozen in preparation for my 2 year hibernation in the garden of FICOLAND. I figured if they need my report they would have just flat out denied which i thought was going to happen . I recently baught something for $65 and pif last week so my history is building with them. This right here makes up half of the limit i lost from my closing my Fingerut recently so i an happy. From $300 to $3000 since opening my account so not too shabby. Just wanted to share, great day everyone
@AverageJoesCredit wrote:
Hello everyone, been a couple months since ive had any cli on my Macys account . Macys has so far been a toss up for me in regards to cli. Figured since there has been occasion where i did get cli with a sp not hp, id give it a whirl. My last cli was actually a hp and for only 600 but i guess it was Something right?.
Surprisingly , was approved!. My limit was $2100 and instead of asking for like $5000 or something, kept it more realistic and tried for $900 instead to bring it up to $3000. Nice!! Of note , i do currently have all reports frozen in preparation for my 2 year hibernation in the garden of FICOLAND. I figured if they need my report they would have just flat out denied which i thought was going to happen . I recently baught something for $65 and pif last week so my history is building with them. This right here makes up half of the limit i lost from my closing my Fingerut recently so i an happy. From $300 to $3000 since opening my account so not too shabby. Just wanted to share, great day everyone
Nicely done! (Garden of FICOLAND indeed! lol)
Thanks Justagirl73 Progress indeed.
Thanks ML, im very glad it was sp for the battle begins on the usage /non usage of hps
Progress indeed.Thanks ML, im very glad it was sp for the battle begins on the usage /non usage of hps
Thanks Humu, and so very true on the hps
. But i just decided that i have read about some people on our home away from home, myfico
, get clis even with frozen reports so figured at least try it once. I will definitly not make it a habit but thankfully they gave it to me. . Im good for now and that hp i may have gotten is safe for another day
. But i just decided that i have read about some people on our home away from home, myfico , get clis even with frozen reports so figured at least try it once. I will definitly not make it a habit but thankfully they gave it to me. . Im good for now and that hp i may have gotten is safe for another day
@AverageJoesCredit wrote:
Thanks Humu, and so very true on the hps
Very nice strategy, AverageJoes, and well done!
Thanks Davio! Itll be hard but the knowledge that if i ever ask for another cli will probably be hp will keep me level headed haha. I do enjoy that its a nice even number and hey look at the bright side if this was a Kohls, i would be maxed
@AverageJoesCredit wrote:Thanks Davio! Itll be hard but the knowledge that if i ever ask for another cli will probably be hp will keep me level headed haha. I do enjoy that its a nice even number and hey look at the bright side if this was a Kohls, i would be maxed
Ain't that the truth about Kohl's.
Been at the max for awhile. I started off with $300 at Macy's and have it up to $8900 which is plenty for me. Congrats on your increase.