Hello
Is it possible to call recon my CL for my just approved Discover iT? When I was approved in Thursday I had a 645 EQ FICO and now its 660.
Would they recon a higher limit?
They also pulled EQ and TU.
Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Discover usually doesn't recon CL. Plus it would probably be a Hp.
You can always try. Worst answer you'll get is no. What was the limit they have you?
I have a feeling that even with score increase you won't get an increase. You're gonna have to use that card a lot to establish you're spending patterns with then. Even then discover, is very conservative with increases .
I have a feeling that even with score increase you won't get an increase. You're gonna have to use that card a lot to establish you're spending patterns with then. Even then discover, is very conservative with increases .
Starting Score: 620 FAKO
+1
And it looks like they've given you largest CL. Can't count Kay's since its not on your CR's.
I think you should leave well enough alone but if you want to try- go for it. Good luck!
And it looks like they've given you largest CL. Can't count Kay's since its not on your CR's.
I think you should leave well enough alone but if you want to try- go for it. Good luck!
@zerobacan wrote:Hello
Is it possible to call recon my CL for my just approved Discover iT? When I was approved in Thursday I had a 645 EQ FICO and now its 660.
Would they recon a higher limit?
They also pulled EQ and TU.
It never hurts to recon. Just make sure anything they do is a soft-pull only.
I did it.
I apped yesterday and was approved for $1500. I called back and asked if I could get a higher limit and was told. "No, you can ask for a CLI in 6mo" I asked to talk to a supervisor, after a brief hold I was told one would call me back within 24h. A lady called me back this morning and after a few questions my initial CL went from $1500 to $3000.
It's worth a shot. Worst thing that is going to happen is a "no".
I apped yesterday and was approved for $1500. I called back and asked if I could get a higher limit and was told. "No, you can ask for a CLI in 6mo" I asked to talk to a supervisor, after a brief hold I was told one would call me back within 24h. A lady called me back this morning and after a few questions my initial CL went from $1500 to $3000.
It's worth a shot. Worst thing that is going to happen is a "no".
@VegasKyle wrote:
I did it.
I apped yesterday and was approved for $1500. I called back and asked if I could get a higher limit and was told. "No, you can ask for a CLI in 6mo" I asked to talk to a supervisor, after a brief hold I was told one would call me back within 24h. A lady called me back this morning and after a few questions my initial CL went from $1500 to $3000.
It's worth a shot. Worst thing that is going to happen is a "no".
Awesome. Congrats on the increase.
