@FinStar wrote:
@Ron1 wrote:I opened a checking online yesterday. Today, it was approved. I called them to ask about overdraft LOC for checking. I applied overdraft LOC over the phone. It took several hours. I finally got an email from them and it asked to sign the application. Fax it back to them. I called them again to check the limit of the overdraft LOC. It has been approved for $2K. It is not as much as Clearpoints VISA.
Ron.
You're on a roll Mr Ron! Not bad CL for the OLOC!
Finstar,
Thanks!!! I should have applied for unsecured line of credit. I would have gotten for more. 
Have you heard anything from Santander? Have you applied for PNC CashBuilder? I wish you could apply for BBVA Compass Clearpoints. They are very nice for a bank. It is too bad. It's out of area.
Ron.
@CreditUnionFan wrote:
@Ron1 wrote:I opened a checking online yesterday. Today, it was approved. I called them to ask about overdraft LOC for checking. I applied overdraft LOC over the phone. It took several hours. I finally got an email from them and it asked to sign the application. Fax it back to them. I called them again to check the limit of the overdraft LOC. It has been approved for $2K. It is not as much as Clearpoints VISA.
Ron.
Congrats, Ron!
Do they charge an annual fee for the OLOC? TD offered me one with a new checking account, but after the first year it was $25/yr, so I passed on their OLOC.
No, some banks charge overdraft LOC like Cap 1. They charge $25/yr to keep it. I closed it after a year. Here are the terms:
@Ron1 wrote:
@FinStar wrote:
@Ron1 wrote:I opened a checking online yesterday. Today, it was approved. I called them to ask about overdraft LOC for checking. I applied overdraft LOC over the phone. It took several hours. I finally got an email from them and it asked to sign the application. Fax it back to them. I called them again to check the limit of the overdraft LOC. It has been approved for $2K. It is not as much as Clearpoints VISA.
Ron.
You're on a roll Mr Ron! Not bad CL for the OLOC!
Finstar,
Thanks!!! I should have applied for unsecured line of credit. I would have gotten for more.
Ron.
Hey Ron.... Yes, I finally heard from them and sent them the requested information - they are slow...LOL! I'm still on the fence on the PNC CashBuilder... I haven't gotten the opportunity to sashay to the branch just yet 
@FinStar wrote:
@Ron1 wrote:
@FinStar wrote:
@Ron1 wrote:I opened a checking online yesterday. Today, it was approved. I called them to ask about overdraft LOC for checking. I applied overdraft LOC over the phone. It took several hours. I finally got an email from them and it asked to sign the application. Fax it back to them. I called them again to check the limit of the overdraft LOC. It has been approved for $2K. It is not as much as Clearpoints VISA.
Ron.
You're on a roll Mr Ron! Not bad CL for the OLOC!
Finstar,
Thanks!!! I should have applied for unsecured line of credit. I would have gotten for more.
Ron.
Hey Ron.... Yes, I finally heard from them and sent them the requested information - they are slow...LOL! I'm still on the fence on the PNC CashBuilder... I haven't gotten the opportunity to sashay to the branch just yet
Finstar,
WoW, they are really slooow. Spring is coming. It will Easter. Don't be in a hurry. They still are going to be here.
Ron.
@Ron1 wrote:
@09Lexie wrote:On a roll!
Thanks!!! I heard you live in CA. You can apply for Clearpoints or other Visa Signature Card inside the branch or online. I talked to them on the phone sevral times and they're very nice to me.
Ron.
Yes I'm in So Cal. There's a branch right up the street from me.
@Ron1 wrote:I opened a checking online yesterday. Today, it was approved. I called them to ask about overdraft LOC for checking. I applied overdraft LOC over the phone. It took several hours. I finally got an email from them and it asked to sign the application. Fax it back to them. I called them again to check the limit of the overdraft LOC. It has been approved for $2K. It is not as much as Clearpoints VISA.
Ron.
congrats
