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Kays CLI

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VEEVEE
Regular Contributor

Kays CLI

    My kays card turned 1yr old this month and i got an  increase. 1400------>2200.   I have only made two purchases on the card for the entire year.

Message 1 of 15
14 REPLIES 14
Anonymous
Not applicable

Re: Kays CLI

That is great news!

 

Congratulations!!!

 

I've only had my card for 4 months with an initial cl of $4000 (but I can charge upto $5300) so, I wonder if I'll get a cli after the year.

 

Message 2 of 15
VEEVEE
Regular Contributor

Re: Kays CLI

     ThanksSmiley Happy     That's why I posted because last year a lot of people were wondering the same thing. It seems likely   in my opinion.

Message 3 of 15
happy0510
Established Contributor

Re: Kays CLI

VeeVee,

 

Was it automatic? My 1 year anniversary was last month and nothing!! I called in and they said every CLI will result in a hard pull and you have to go into the store.

 

WTH? I charged a xmas present and made a few payments on time and paid it off.  I'm stuck at $1,800!

 

Bwahaha!

 

HappySmiley Happy


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Current Score: 709
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Message 4 of 15
VEEVEE
Regular Contributor

Re: Kays CLI

    Yes it was automatic saw it when I logged into my account yesterday.   I have been logging in all this month to see if they would give a automatic cli because it has been a year and they did. 

Message 5 of 15
Pushto700
Frequent Contributor

Re: Kays CLI


@VEEVEE wrote:

    My kays card turned 1yr old this month and i got an  increase. 1400------>2200.   I have only made two purchases on the card for the entire year.


Awesome. That is good news as I have a 1500 limit in which I hope for an auto increase as well. The only thing I do not like is how they (& Jared) split the lines to make them look smaller on the reports now instead of reflecting the true total limit.


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Message 6 of 15
maynie
Valued Member

Re: Kays CLI

I read this in a bunch of places but it didn't happen with my cards. They are both still reporting individual limits of $1500. Maybe it's because both of mine have a balance. Do yours?

Message 7 of 15
Pushto700
Frequent Contributor

Re: Kays CLI


@maynie wrote:

I read this in a bunch of places but it didn't happen with my cards. They are both still reporting individual limits of $1500. Maybe it's because both of mine have a balance. Do yours?


One does. What I see happening (others on the board as well this year) is that they report BOTH (Jared and Kays) with split lines of 750 (My limit is 1500). I purchased some items of nearly 1000. What I saw happening was the Jared line (which was not used) was decreasing in CL, and the reported Kays CL was increased.

 

So each time a pay my bill and it reports, the Jared line increases (though I have noty used it) and the Kay CL decreases in proportion to the CL. So if I add the two, they both add up to 1500 even though the Kay CL is higher. I disputed the lines to report at 1500 each, because that is what the limits were, but it stayed this way for only a bit.

 

 

 

 


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Message 8 of 15
Pushto700
Frequent Contributor

Re: Kays CLI


@maynie wrote:

I read this in a bunch of places but it didn't happen with my cards. They are both still reporting individual limits of $1500. Maybe it's because both of mine have a balance. Do yours?


I recently bumped a 6mo old thread highlighting this.....

 

http://ficoforums.myfico.com/t5/Credit-Cards/kay-and-jared/m-p/756658#M232781


Starting Score: TU: ?-- EQ: ?--EX 560 (8-08)
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Message 9 of 15
maynie
Valued Member

Re: Kays CLI

I guess I've just been lucky so far. Although I can't be the only one. Still reporting two separate credit limits.

 

KAY

 

Sep, 2010
Mar, 2010
Aug, 2010
Charge Account
$1,500
$1,270
Revolving Account
Individual Account

 

JARED

 

Sep, 2010
Mar, 2010
Sep, 2010
Charge Account
$1,500
$524
Revolving Account
Individual Account
Message 10 of 15
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