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LOCAL credit union WOW 50K Visa

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dddfresh
Frequent Contributor

Re: LOCAL credit union WOW 50K Visa

I live in point loma, holy crap!!! I drive by everyday. Can you share your profile with me? I didn't think navyfed could be beat either! 619!!

9/2013: Fico EQ 676, EXP 686, Fico TU 686.
NFCU Flagship Sig. $14k..NFCU CashRwdsSig $14k..NFCU LOC $12.5k..USAA Amex 4k..AMEX Green NPSL..Discover IT $1.5k...BofA Cash Rewards123 $2.5k...Southwest Premier $2k..Chase Freedom $1.5k..CareCredit $3.5k..Cap1-$1.5k..HSBC $300...Lowes $1.5k...WalMart $1.5k...JCP $1k..Chevron $1.1k..Kays/Jerrod - $5k split. around 8% Util. Want to get in the 700's in 2013! Have three old paid charge offs. 15-20inq.. LAST APP 8/29/13
Message 11 of 26
mr_postman
Regular Contributor

Re: LOCAL credit union WOW 50K Visa


@zerobacan wrote:

@mr_postman wrote:

So again I was bored last night check out local credit union online in the 619 area code found PLCU ive heard of them but did not pay attention since they are alot smaller than my boys at navyfed. going through their site check out the credit card it said platinum visa up to 50k credit limit. So WTH and went for it same routine you have to enter your income emplyment etc... then hit submit the circle thing started to load after 1 minute or so it gave me an option 50,000,00 credit limit accept at 9.975% so i went ahead and accepted the offer. Check the staus last night it said a rep with contact me to finalized the card the status of the card was Approved Pending. today no call from the bank check the status again now it said Appoved Funded. YippeSmiley Surprisedthis is my highest limit i

 

in my wallet  

Started July 2012 about 28k available 

now Apr 2013 going to pass 200K available

 

Thanks to the boarSmiley Very Happy


Mr_postman share some details!

What did they pull and how is your CR Smiley Happy

 

do they required you become a member in order to apply for the CC or not?

Do they HP  your CR to open and a membership? and do they use the same one for the CC?

 

Thanks Smiley Happy


for the first time i did it backwards usually   will open savings account then apply for the card last night i did it backwards i app for the card then today open a savings abut 20 mins ago but then the system could not verify me for the saving account I will call tomorrow. Im not sure if they use the same HP until tommorow because I app for the card yesterday and I app for the saving today I will update.
They pulled  EQ my score is 725 with 3 inquiry 1% utilization and 167K available

 

Message 12 of 26
Rhaeny
Valued Contributor

Re: LOCAL credit union WOW 50K Visa


@09Lexie wrote:
Do you know what CB they pulled?

Oh Lexieeeeee?  Can we say garden Smiley Wink?


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Message 13 of 26
LS2982
Mega Contributor

Re: LOCAL credit union WOW 50K Visa


@Rhaeny wrote:

@09Lexie wrote:
Do you know what CB they pulled?

Oh Lexieeeeee?  Can we say garden Smiley Wink?


pinky1.jpg




EQ FICO 548 3/3/16
Message 14 of 26
Rhaeny
Valued Contributor

Re: LOCAL credit union WOW 50K Visa


@LS2982 wrote:

@Rhaeny wrote:

@09Lexie wrote:
Do you know what CB they pulled?

Oh Lexieeeeee?  Can we say garden Smiley Wink?


pinky1.jpg


HAHAAAAAAAA!!!

 

Okay now that is hilarious!

 

Lexie where are you?


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Message 15 of 26
mr_postman
Regular Contributor

Re: LOCAL credit union WOW 50K Visa


@Express wrote:

Congrats! Smiley Very Happy Do you have other high credit limits!




 

navyfed 2cards 20k + 1 with 15K

Penfed 20k and 15K

Usaa 3 cards all in the 10K +

Alliant CU 15K

Chase 2 cards combine 17K

 

pulled EQ 725 3 inquiry 1% uti 167k available

income 90K 

Message 16 of 26
09Lexie
Moderator Emerita

Re: LOCAL credit union WOW 50K Visa

Sorry, I was on a conference call!

Yes, Rhaeny I'm in the garden but this Fall I am all over Point Loma!

Anybody want to be my long lost cousin? 😂
Message 17 of 26
09Lexie
Moderator Emerita

Re: LOCAL credit union WOW 50K Visa

Message 18 of 26
LS2982
Mega Contributor

Re: LOCAL credit union WOW 50K Visa


@09Lexie wrote:
My Fall list is getting longer and longer. 😔

Yea the Garden first responders are going to need a copy of this list.....ASAP!!!!

 

app1.jpg




EQ FICO 548 3/3/16
Message 19 of 26
09Lexie
Moderator Emerita

Re: LOCAL credit union WOW 50K Visa

@LS

And you know living in So Ca there's always a car chase! This time it will be me driving to Point Loma CU !
Message 20 of 26
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