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Latest Discover CLI

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pi-r-squared
Frequent Contributor

Latest Discover CLI

Received my 3rd CLI from Discover since opening my card last December.

1st: $13,500 to $17,500
2nd: $17,500 to $18,000
3rd: $18,000 to $18,500

Not bad raising my CL by $5,000 in 6 months!




Message 1 of 13
12 REPLIES 12
SouthJamaica
Mega Contributor

Re: Latest Discover CLI


@pi-r-squared wrote:
Received my 3rd CLI from Discover since opening my card last December.

1st: $13,500 to $17,500
2nd: $17,500 to $18,000
3rd: $18,000 to $18,500

Not bad raising my CL by $5,000 in 6 months!

You're on a totally different track than I am with them.

 

I opened my account 16 months ago. Starting limit was $1k and they begrudgingly gave me small CLI's so that after 16 months I'm at $3500.

 

It's something, of course, but it's not like being "on the train" like you are.

 

 


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 701 TU 704 EX 685

Message 2 of 13
zerbherb
Established Contributor

Re: Latest Discover CLI

Whats your monthly spend. how long have you had the card.

;
Discover it 13300 cl nov 2014/ Everyday 26700 k march 2015/CSP 7.5k Feb 2016/ Freedom Unlimited 7k july 207
Message 3 of 13
B335is
Moderator Emeritus

Re: Latest Discover CLI

Congrats!!
Message 4 of 13
Anonymous
Not applicable

Re: Latest Discover CLI

Congrats
Message 5 of 13
pi-r-squared
Frequent Contributor

Re: Latest Discover CLI

I've had the card since December of 2015. I've been using it as a balance transfer card. I keep about a $6000 balance on it.




Message 6 of 13
SouthJamaica
Mega Contributor

Re: Latest Discover CLI


@zerbherb wrote:

Whats your monthly spend. how long have you had the card.


I use it for balance transfers mostly since they offer a nice no-fee, modest-interest, balance transfer option.


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 701 TU 704 EX 685

Message 7 of 13
zerbherb
Established Contributor

Re: Latest Discover CLI

weirddd i put way more then 6k into my card. its a year and a half old.

;
Discover it 13300 cl nov 2014/ Everyday 26700 k march 2015/CSP 7.5k Feb 2016/ Freedom Unlimited 7k july 207
Message 8 of 13
SouthJamaica
Mega Contributor

Re: Latest Discover CLI


@zerbherb wrote:

weirddd i put way more then 6k into my card. its a year and a half old.


Don't look for consistency in Discover's CLI decisions. There isn't any any more.  Some people say their path to good CLI's has been heavy purchases and repayments, while others who've practically SD'd the card report equally great results. I've tried making a lot of purchases & pay downs. I've tried doing balance transfers. The only thing I haven't tried yet is SD'g it.

 

But I'm coming up on Day 91, and my TU FICO8 is at its highest point ever. So who knows, maybe I'll finally get lucky.


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 701 TU 704 EX 685

Message 9 of 13
Anonymous
Not applicable

Re: Latest Discover CLI

Congrats!

Message 10 of 13
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