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Frequent Contributor
Posts: 258
Registered: ‎03-14-2015
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Lexus Pursuits Visa / Toyota Rewards Visa Approvals.

Lexus Pursuits Visa approved - SL 2K  and Toyota Rewards Visa approved SL 1K.  How do you like me now with my 100+ inquiries.  Comenity still showing me the love.  

EQ 668, TU 683, EX 657. Navy Signature Go Rewards 10K, Navy Cash Rewards 9K, Navy CLOC 15K, Navy Mortgage 120K, John Deere 15K, Suncoast TB Rays Cash Rewards 6K, USAA AX Card 3K, State Farm Rewards 2.5K, Paypal Credit 2K, Lexus Pursuits 2K, Cabela's 2K, Kay Jewelers 1.5K, BB&T 1.5K, 5/3 1K, Marathon 1.750K, Amazon Store Card 1.3K, USAA Preferred Cash Rewards 1K, Pier 1 1K, Toyota Rewards 1K, Amex BCE 500.00, Walmart 700.00, Lowes 700.00, BOA 300.00. Total CL: 198,750
Senior Contributor
Posts: 8,938
Registered: ‎04-23-2016

Re: Lexus Pursuits Visa / Toyota Rewards Visa Approvals.

Lol, 100 wowSmiley Happy. Just b careful with Comenity, they show love until they decide to show their love of closing accounts.
Moderator
Posts: 14,987
Registered: ‎10-07-2014

Re: Lexus Pursuits Visa / Toyota Rewards Visa Approvals.


Scott2696 wrote:

Lexus Pursuits Visa approved - SL 2K  and Toyota Rewards Visa approved SL 1K.  How do you like me now with my 100+ inquiries.  Comenity still showing me the love.  


Congrats on the approvals but you really should read some of the threads about Comenity shutting down accounts even after approving them.  Two different departments and an approval does not guarantee that they won't take adverse action against you afterwards.  The combination of a large number of inquiries and new accounts like you have done lately is playing with fire.  You really should stop now and hope nothing happens.

Frequent Contributor
Posts: 258
Registered: ‎03-14-2015
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Re: Lexus Pursuits Visa / Toyota Rewards Visa Approvals.

[ Edited ]

I think I will be ok with them since I've closed about 18 store cards and 4 bank cards out in the last few months with half of them belonging to Comenity.  I only have 4 cards with them now.  Marathon, Paypal, Lexus, and Toyota.    Waiting on a response for 3 other visas with them tho. lol..   I thought I was going to get declined on these because I got the 7 - 10 day letter thing.  But, it was just them wanting me to call in to verify some info and boom approved.

 

EQ 668, TU 683, EX 657. Navy Signature Go Rewards 10K, Navy Cash Rewards 9K, Navy CLOC 15K, Navy Mortgage 120K, John Deere 15K, Suncoast TB Rays Cash Rewards 6K, USAA AX Card 3K, State Farm Rewards 2.5K, Paypal Credit 2K, Lexus Pursuits 2K, Cabela's 2K, Kay Jewelers 1.5K, BB&T 1.5K, 5/3 1K, Marathon 1.750K, Amazon Store Card 1.3K, USAA Preferred Cash Rewards 1K, Pier 1 1K, Toyota Rewards 1K, Amex BCE 500.00, Walmart 700.00, Lowes 700.00, BOA 300.00. Total CL: 198,750
Senior Contributor
Posts: 8,938
Registered: ‎04-23-2016

Re: Lexus Pursuits Visa / Toyota Rewards Visa Approvals.

Yes but what seems to be the headscratcher here is not the store cards but having the visas, go figure.
Frequent Contributor
Posts: 258
Registered: ‎03-14-2015
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Re: Lexus Pursuits Visa / Toyota Rewards Visa Approvals.

I know when I applied for bank cards with them before it was always denied.  How things have changed. 

EQ 668, TU 683, EX 657. Navy Signature Go Rewards 10K, Navy Cash Rewards 9K, Navy CLOC 15K, Navy Mortgage 120K, John Deere 15K, Suncoast TB Rays Cash Rewards 6K, USAA AX Card 3K, State Farm Rewards 2.5K, Paypal Credit 2K, Lexus Pursuits 2K, Cabela's 2K, Kay Jewelers 1.5K, BB&T 1.5K, 5/3 1K, Marathon 1.750K, Amazon Store Card 1.3K, USAA Preferred Cash Rewards 1K, Pier 1 1K, Toyota Rewards 1K, Amex BCE 500.00, Walmart 700.00, Lowes 700.00, BOA 300.00. Total CL: 198,750
Community Leader
Super Contributor
Posts: 14,056
Registered: ‎04-16-2014

Re: Lexus Pursuits Visa / Toyota Rewards Visa Approvals.

As others have stated you are playing with fire.. Hoefully those approvals sticks and the accounts don't get shut down.  Grats on the approvals and my best wishes are with you on them remaining open.  

Chase | Citibank | Amex | BofA | PenFed | NFCU | Discover | US Bank | Fifth Third Bank | FNBO
Frequent Contributor
Posts: 258
Registered: ‎03-14-2015

Re: Lexus Pursuits Visa / Toyota Rewards Visa Approvals.

I'm sure they will stay open.  If Comenity does close all 4 accounts, it's there loss and it won't be that big of a deal to me.  I'm not carrying all my eggs with Comenity anyways.  

 

EQ 668, TU 683, EX 657. Navy Signature Go Rewards 10K, Navy Cash Rewards 9K, Navy CLOC 15K, Navy Mortgage 120K, John Deere 15K, Suncoast TB Rays Cash Rewards 6K, USAA AX Card 3K, State Farm Rewards 2.5K, Paypal Credit 2K, Lexus Pursuits 2K, Cabela's 2K, Kay Jewelers 1.5K, BB&T 1.5K, 5/3 1K, Marathon 1.750K, Amazon Store Card 1.3K, USAA Preferred Cash Rewards 1K, Pier 1 1K, Toyota Rewards 1K, Amex BCE 500.00, Walmart 700.00, Lowes 700.00, BOA 300.00. Total CL: 198,750
Senior Contributor
Posts: 3,555
Registered: ‎05-25-2016

Re: Lexus Pursuits Visa / Toyota Rewards Visa Approvals.

Guess your trip to the garden didn't last too long lol 😂 congrats
Frequent Contributor
Posts: 258
Registered: ‎03-14-2015
0 Kudos

Re: Lexus Pursuits Visa / Toyota Rewards Visa Approvals.

[ Edited ]

Aduke,  Nope. lol..   I just got off the phone with Penfed Loan officer / supervisor and she advised if I'd quit racking up the inquiries for at least 6 months they would approve me for the Cash rewards card.  She said I'd forget all about Navy!!  So I'm gonna have to stop... Somebody help me.

EQ 668, TU 683, EX 657. Navy Signature Go Rewards 10K, Navy Cash Rewards 9K, Navy CLOC 15K, Navy Mortgage 120K, John Deere 15K, Suncoast TB Rays Cash Rewards 6K, USAA AX Card 3K, State Farm Rewards 2.5K, Paypal Credit 2K, Lexus Pursuits 2K, Cabela's 2K, Kay Jewelers 1.5K, BB&T 1.5K, 5/3 1K, Marathon 1.750K, Amazon Store Card 1.3K, USAA Preferred Cash Rewards 1K, Pier 1 1K, Toyota Rewards 1K, Amex BCE 500.00, Walmart 700.00, Lowes 700.00, BOA 300.00. Total CL: 198,750

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