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Amazon opened July 2012 $600 - auto CLI $900 Nov - called backline to see if I could get to $1,200 - approved
JCPenney open Aug 2012 $100 - auto CLI $200 Nov
Old Navy open Aug 2012 $200 - auto CLI $400 Nov
Lowe's open Oct 2012 $300 - called backdoor for increase - denied
Excited about Amazon as the holidays are right around the corner. Baby steps for the rest.
Non-GE - Macy's - openend in Aug 2012 $300 - called underwriting, denied - sadly cost me a hardpull on EX which is my best score UTL >10% when inquired. 50k annual. I use the card and pay it off each month.
Congrats! It's why I'm happy I have the two GE cards now. I've heard about their generous CLI and can't wait when they start doing the same for me.
When do the new CLs report to the CRAs? Just wondering when it;ll effect my utl %
@LS2982 wrote:
@rtw wrote:LS2982,
Do you know if you can call in for an upgrade or do you have to wait for them to invite you?
Unfortunately you have to wait until they feel your ready, i've asked on a few occasions with Walmart / Old Navy and its a computer decision.
this is false information given by the wrong people, the underwritters can over ride anything. I got a 5x CLI when I called in, openned for 4 months and only used it ONCE for $50 day before calling the underwritters. but to be fair my credit score was increased by almost 100 points since then. if you have a perfectly clean report 10x CLI is not uncommon