Love PenFed!!!

[learnandlearn]

Finally took the plunge and became a member of PenFed today. Yes they pulled a hard inquiry which is available for other products applications  for 30 days.

I asked the super friendly CSR about their credit cards products and asked her to app for the "Promise Visa". To my surprise I was approved with CL of $7,500; I am so glad and thankful...this is my highest CL card.

I am closing my bank accounts with Chase and transferring my money to PenFed...

[LS2982]

CONGRATS!!!

Very nice starting CL!!

[learnandlearn]

Thanks. I din't expect it.

I have a Cap1 card which I pay in full and stuck on a $3,500 CL for the last 12 months and worse a 24.99% APR.

So I am very glad that I got myself a decent product with PenFed

[bettercreditguy1]

Pen Fed is a great company. Treat them well and they take care of their constituents. I recieed a 1.99% new car loan last fall from them. Their CC is really nice too. They have recently lowered my cc apr after several months of positive car payment history.

[LS2982]

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@learnandlearn wrote:

Thanks. I din't expect it.

I have a Cap1 card which I pay in full and stuck on a $3,500 CL for the last 12 months and worse a 24.99% APR.

So I am very glad that I got myself a decent product with PenFed

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How long have you had this card??

[Shogun]

Congrats!

[learnandlearn]

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@LS2982 wrote:

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@learnandlearn wrote:

Thanks. I din't expect it.

I have a Cap1 card which I pay in full and stuck on a $3,500 CL for the last 12 months and worse a 24.99% APR.

So I am very glad that I got myself a decent product with PenFed

---

How long have you had this card??

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I have had it for 2 years.

[RockinRay]

Congrats! PenFed is just great to do business with!  

[astritaho1979]

Please close capital one because the lenders do not like to see capital one in your credit report for the fact that is for ppl with bad credit

[CreditChampion]

This is false......maybe fo creditors like fingerhut,credit one, and first premier. Capital One actually has some prime products. What do you have against Capital One? You seem to be on mission to tell evey Capital One customer to close their accounts.