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Low Credit Scores: Approved for both American Express Blue Cash and Everyday

Established Contributor

Re: Low Credit Scores: Approved for both American Express Blue Cash and Everyday


low62 wrote:

congrats  i have a ex score of 671 keep getting  turn down for a american express


 

What's on your report? There has to be something on your report that they don't like.  Do you have high utilization? 

Current Scores (9/9) - Equifax 542 - TransUnion 560 - Experian 563

$500
Established Member

Re: Low Credit Scores: Approved for both American Express Blue Cash and Everyday

This is what I am NOT understanding.

I have such a weak credit report. Although I am greatful, I probably shouldn't be getting approved.

 

Last night I applied for the AmEx Gold Charge Card, and was approved for that as well. Somthing is definitely going on.

 

Have you ever had AmEx before?

Valued Member

Re: Low Credit Scores: Approved for both American Express Blue Cash and Everyday

I saw your post and I did the prequal and it suggested those cards. I applied for both and was approved for 1,000 on each. My experian score is 645. No collections but I do have charge offs
Valued Member

Re: Low Credit Scores: Approved for both American Express Blue Cash and Everyday

I did the prequal for my husband with higher scores and nothing came up
Established Member

Re: Low Credit Scores: Approved for both American Express Blue Cash and Everyday

Congrats! It sure is a good feeling when the shock factor wears off Smiley Happy

 

This morning, I just posted that I applied for the Gold Charge Card, I was approved for that as well.

 

 

 

 

Established Member

Re: Low Credit Scores: Approved for both American Express Blue Cash and Everyday

Dont be discouraged. Try the prequalifier another 30 days.

 

I tried back in Dec. and my scores were VERY similar to what they are now, there is still hope for your husband.

Valued Member

Re: Low Credit Scores: Approved for both American Express Blue Cash and Everyday

Thank u. I would apply for that one too but I don't want too many pulls
Valued Contributor

Re: Low Credit Scores: Approved for both American Express Blue Cash and Everyday

Very Nice!! Congrats on your approvals!!

AmexPlat(NPSL) Amex BCP(26k) BofA CR Siggy(15k) NFCU CLOC(15K) NFCU VS Cash(12.5K) Venture WMC(10.25k) Walmart(10k) BofA BBR(10k) Lowes(10K) Discover(8.5k) Chase FU(7k) Pier 1(6.5k) BB Visa(6k) Care Credit (6k) J Crew(5.9k) Citi Diamond(5.5k) Barclaycard(5k) PenFed PCR(5K) Kohls(3k) Mortgage May 2017 - 2 Penfed auto loans May 2017

FICO 8 Scores EX 680(15) EQ 669(17)TU 692(18) AAOA 3.0yrs TCL=167,150
Moderator

Re: Low Credit Scores: Approved for both American Express Blue Cash and Everyday

Congrats on the 3 Amex approvals.  Moving from RYC to CC Approvals.

Valued Contributor

Re: Low Credit Scores: Approved for both American Express Blue Cash and Everyday

Congratulations on your Amex approvals. Hopefully they will grow with you quickly and help you continue to boost your scores

State Farm Rewards (3,000) ~ Marvel MC (8,000) ~ PenFed Power Cash (5,000) ~ PenFed Promise (6,000) ~ PenFed OLOC (500) ~ Discover ($1,000) ~ Citi DC (1,700) ~ NFCU cashRewards (6,200) ~ NFCU Platinum (1,700) ~ NFCU CLOC (15,000) ~ QuickSilver Visa (10,300) ~ DCU Visa (5,000) ~ Chase Freedom Unlimited (3,000) ~ Amex Hilton Honors (5,000) ~ Amex SPG Business (3,000) ~ Care Credit (15,000)
Current Scores (7/8/17): 682 Transunion, 648 Equifax, 673 Experian