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Established Contributor
Posts: 1,046
Registered: ‎02-03-2009
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Lowe's (GE) CLI - broke the 10k barrier!

So I finally got around to calling GE Credit Solutions today for my Lowe's card. It was stuck at 10k for the last year. One simple phone call, and my limit is now 20K. Only asked for Income, and amount of increase I wanted, no other questions. Also pressed LUV button for Walmart Discover last week, and went up to 7.5k (was 6k). I am not going to be greedy, didn't ask for another CLI on Walmart over phone since I just pressed the LUV button for it last week. I have one other GE card, a Dillard's AMEX currently at 7.5k. For some reason, they won't budge on this account.

 

I am fine with the CLI's I received, I use the Walmart card for groceries, etc. and PIF whenever I use it so 7.5k is enough. They also have been still giving regular CLI's online. I am going to buy som new kitchen cabinets on Lowe's, so I wanted  that limit higher so it won't look maxed out. I rarely use Dillard's (no store nearby) so I will just keep it active, and one day maybe get a CLI.


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (4), Chase (6), Nordstrom Visa,US Bank Cash+, Huntington Voice, UMB Visa, Nasa FCU Plat Cash Visa, Barclay's Visa, Citi (5), Discover IT, Walmart Discover, Sam's MC, Cabela's Visa, Cap One QS, BOA (2), BMW Visa, Comenity Visa/MC (3), Ebates Visa Siggy, 5/3 RLR MC, DC Premier MC, Macy's AMEX; A few store cards.

Current Scores: EQ My Fico (12/14): 785; TU MyFico (12/14): 793; EX (My Fico): 765; Walmart TU Fico 08 (1/2015): 788
New Contributor
Posts: 96
Registered: ‎04-01-2013
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Re: Lowe's (GE) CLI - broke the 10k barrier!

Awesome, nice increase!!!!



Starting Score: MyFico EQ 694 (3/2013)
Current Score: MyFico EQ 707 (4/1/2013), EX 734 (4/12/2013 - AMEX pull)
Goal Score: 740+, gardening since: 5/17/13



Valued Contributor
Posts: 1,339
Registered: ‎09-11-2012
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Re: Lowe's (GE) CLI - broke the 10k barrier!


emptypockets wrote:

So I finally got around to calling GE Credit Solutions today for my Lowe's card. It was stuck at 10k for the last year. One simple phone call, and my limit is now 20K. Only asked for Income, and amount of increase I wanted, no other questions. Also pressed LUV button for Walmart Discover last week, and went up to 7.5k (was 6k). I am not going to be greedy, didn't ask for another CLI on Walmart over phone since I just pressed the LUV button for it last week. I have one other GE card, a Dillard's AMEX currently at 7.5k. For some reason, they won't budge on this account.

 

I am fine with the CLI's I received, I use the Walmart card for groceries, etc. and PIF whenever I use it so 7.5k is enough. They also have been still giving regular CLI's online. I am going to buy som new kitchen cabinets on Lowe's, so I wanted  that limit higher so it won't look maxed out. I rarely use Dillard's (no store nearby) so I will just keep it active, and one day maybe get a CLI.


Got to love GE. I just got an cli as well.

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
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Registered: ‎09-13-2012
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Re: Lowe's (GE) CLI - broke the 10k barrier!

Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: Lowe's (GE) CLI - broke the 10k barrier!

Very nice CL!!

CONGRATS!!!

Do you use your Lowes card a lot?



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Senior Contributor
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Lowe's (GE) CLI - broke the 10k barrier!

Hmmm... I want to get my Lowe's up a little higher. I'm at 12k.
Congrats on the cli!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor
Posts: 657
Registered: ‎06-27-2012
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Re: Lowe's (GE) CLI - broke the 10k barrier!

congrats on the enormous CLI.

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Established Contributor
Posts: 1,046
Registered: ‎02-03-2009
0

Re: Lowe's (GE) CLI - broke the 10k barrier!

@ LS, I use Lowe's fairly often. I have a couple of rental properties, so it comes in handy for repair items, etc. I use it the most of my GE cards, and have been shopping for cabinets and countertops, and it would be nice to be able to get everything I need without having to max out a card.

CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (4), Chase (6), Nordstrom Visa,US Bank Cash+, Huntington Voice, UMB Visa, Nasa FCU Plat Cash Visa, Barclay's Visa, Citi (5), Discover IT, Walmart Discover, Sam's MC, Cabela's Visa, Cap One QS, BOA (2), BMW Visa, Comenity Visa/MC (3), Ebates Visa Siggy, 5/3 RLR MC, DC Premier MC, Macy's AMEX; A few store cards.

Current Scores: EQ My Fico (12/14): 785; TU MyFico (12/14): 793; EX (My Fico): 765; Walmart TU Fico 08 (1/2015): 788
Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
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Re: Lowe's (GE) CLI - broke the 10k barrier!


emptypockets wrote:
@ LS, I use Lowe's fairly often. I have a couple of rental properties, so it comes in handy for repair items, etc. I use it the most of my GE cards, and have been shopping for cabinets and countertops, and it would be nice to be able to get everything I need without having to max out a card.

 

If you run your rentals through a business; be sure to check out the amex lowes. 5% off plus 2% in rewards cannot be beat!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Frequent Contributor
Posts: 395
Registered: ‎01-27-2012
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Re: Lowe's (GE) CLI - broke the 10k barrier!

Very Nice! :smileyvery-happy:

Money Never Sleeps! ~CL $270,600 .FIC, Amex $10,000 EX 777 EQ 768 TU 765: Beaver Card $20.000: Barclaycard Arrival World MasterCard $20,000 Lowe's Business Amex $5,000
Amex Blue Sky $24,500: Amex Premier Rewards Gold :NPSL: Amex Costco $7000:Chase Freedom $5,000: Home Depot $8,700 Discover IT 8500 :Citi Thank you Card $16,500: Citi Simplicity $11,500: Chase Sapphire $31,200 :smileyfrustrated:am's Club M/C $19,000 :Cap1 World MC $8500 :Vibe,Credit Union $16,000 :Walmart M/C $14,000
Macy's AMEX $10,000 Macy's Store Card $2500. Alliant C/U 15000
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