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Lowes 10k credit limit increase through chat

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Darrell82
Established Contributor

Lowes 10k credit limit increase through chat

Well it has been awhile since i used the lowes card for anything and have not gotten any auto love in awhile. So i hit the love button and declined yesterday. Went to the chat today after seeing someone else had success that route and got approved for an increase from 10k to 20k within minutes. She asked if i had a specific ammount i said no i would like to get as much as you would offer me as i am about to begin building a home in the near future.

Thought i would share this success maybe others that have been declined from the love button could try this route. This is now my second highest credit limit with my Dupont Credit Union being 35k. Trans score when i applied is 740 fico




Message 1 of 24
23 REPLIES 23
CreditMagic7
Mega Contributor

Re: Lowes 10k credit limit increase through chat


@Darrell82 wrote:

Well it has been awhile since i used the lowes card for anything and have not gotten any auto love in awhile. So i hit the love button and declined yesterday. Went to the chat today after seeing someone else had success that route and got approved for an increase from 10k to 20k within minutes. She asked if i had a specific ammount i said no i would like to get as much as you would offer me as i am about to begin building a home in the near future.

Thought i would share this success maybe others that have been declined from the love button could try this route. This is now my second highest credit limit with my Dupont Credit Union being 35k. Trans score when i applied is 740 fico


Amen brother!!!

A really nice double your limit CLI!!!

Message 2 of 24
MartinScott
New Contributor

Re: Lowes 10k credit limit increase through chat

Wow! That's a nice increase! Congrats! Smiley Happy

I did the chat last night and went from $800 to $5000 after reading others success stories going that route.  Was afraid to ask for more than $5k when the CSR wanted a specific amount... after reading your post I guess I should have asked for the max.  Oh well glad to get a bump from $800(just opened act online late Sept) and next time in 6 mos or so I'll try your way.

Thanks for sharing! 

FNBO Amex $15,600, Chase Marriott $10,000, Discover IT $18,000, Cap1Venture $8,000, BOA Cash Visa $3,500, BOA Norwegian MC $15,000, Barclay Apple $5,000, Banana Rep Visa $9,500, Macy's $16,800, Target $1,000, JCrew $10,400, Express $2,000, CrateBarrel $16,750, Lowes $17,000, ZGallerie $15,000, Overstock $6,700, Sportsman Guide $4,800, Total Rewards $10,200, West Elm $12,800, BBVA $8,000, Home Depot $17,000, Amazon $6,400, Care Credit $1,200, Fuel Rewards $6,000, Carsons $30,000, Bloomies $7,500, Lexus Visa $3,000, iComfort $13,000, Wayfair $6,400, Modells $1,000, Paypal $2,200, Synch Home Design $11,000
Message 3 of 24
coldnmn
Mega Contributor

Re: Lowes 10k credit limit increase through chat

Smiley Happy Congrats Darrell! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 4 of 24
uswala
Senior Contributor

Re: Lowes 10k credit limit increase through chat

Congrats!

Message 5 of 24
One7
Valued Contributor

Re: Lowes 10k credit limit increase through chat

Congratulations on your awesome increase 

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Hyatt VS 25k | Ritz VI 5k | Frdm VS 6k | CSP VS 5k | Mariott VS 6k | Amzn VS 16k Citi ExecAA WEMC 18k | TYP VS 7k | Costco VS 9k | Hilton Reserve VS 6k | Best Buy Visa 5k BofA Travel VS 30k | Cash VS 41k | Merrill+ VS 46k Barclay Rwds WMC 6k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex Plat: NPSL | BCP 8k | SPG 3k WF Rwds VS 9k | Propel World Amex 25k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k | Saks WEMC 9k NASA 30k Discover It 7k | US Bank Cash+ VS 15k | Flex Perks VS 20k ||| Total Rwds VS 12k | SG Rwds 11k | Walmrt MC 8k | Lowes 17k | Bowflex 9k | J Deere 15k | TJ Max 4k | Care 15k | HDepot 20k | Amzn 5k | PPal Extras 8k | Chvron 10k | Macys 15k | JCrew 18k | Marvel 8k | Stash VS 8k | Cabelas 10k | Statefarm 12k | Nordstrom Visa 10k \\\\Gardening since January////
Message 6 of 24
Anonymous
Not applicable

Re: Lowes 10k credit limit increase through chat

nice, congrats

Message 7 of 24
b_diddy
Established Contributor

Re: Lowes 10k credit limit increase through chat




@MartinScott wrote:

Wow! That's a nice increase! Congrats! Smiley Happy

I did the chat last night and went from $800 to $5000 after reading others success stories going that route.  Was afraid to ask for more than $5k when the CSR wanted a specific amount... after reading your post I guess I should have asked for the max.  Oh well glad to get a bump from $800(just opened act online late Sept) and next time in 6 mos or so I'll try your way.

Thanks for sharing! 


@Darrell82 wrote:

Well it has been awhile since i used the lowes card for anything and have not gotten any auto love in awhile. So i hit the love button and declined yesterday. Went to the chat today after seeing someone else had success that route and got approved for an increase from 10k to 20k within minutes. She asked if i had a specific ammount i said no i would like to get as much as you would offer me as i am about to begin building a home in the near future.

Thought i would share this success maybe others that have been declined from the love button could try this route. This is now my second highest credit limit with my Dupont Credit Union being 35k. Trans score when i applied is 740 fico


Were these hard or soft pulls?
FICO Scores: EX 733 (1/17/15) EQ 761 (1/17/15) TU 750 (1/17/15)
     
      
Message 8 of 24
jimmyt2003
Established Member

Re: Lowes 10k credit limit increase through chat

conrats to all who got an increase through live chat but my question is how much can you realistically ask for?

Chase Military Star $4K, IHG $5K, Amazon $3K, INK $5K | BOA AAA $2.5K, Visa $4.7K, Amex $2.5K | US BANK ACE $2K | BARCLAYS WS $3.5K | CAP1 - GM $3K | COMENITY TV $3.8K | DISCOVER IT $6.4K | DSNB AMEX $6K, STORE $1K | CITI HILTON $3K, HOME DEPOT $1.5K, EXXON $1K, CITGO $800, BEST BUY MC $300 | USAA Amex $6K, WWP $3.5K, Visa $4K, MC $1.5K | SYNCRONY WM MC $4.3K, STORE $3.3K, LOWES $8.5K, GAP VISA $3K, AMAZON SC $1.1K, BP $500, SAMS MC $3.6K, TOYS $2.1K | Amex Simply Cash $10K, Hilton $3.1K, PRG, GREEN, PLUM, Plenti $2K | MILITARY STAR $5.7K | PAYPAL
Message 9 of 24
gingerflower
Valued Contributor

Re: Lowes 10k credit limit increase through chat

Congratulations right on!
Message 10 of 24
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