Lowes CLI-Again

[Creditaddict]

I would chat and ask for $25k

They seem to have some standard CL's $8k, $11k, 17k (what I have through chat) and lately even $35k

[mwlcolorado]

Congrats!  Lowe's seems to be quite generous on the CLI's through Chat.  

[Anonymous]

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@Creditaddict wrote:

I would chat and ask for $25k

They seem to have some standard CL's $8k, $11k, 17k (what I have through chat) and lately even $35k

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I'm waiting till my final collection falls off before requesting a larger amount.  As my score is improving, I'm hitting them up each time.  Not sure yet what my internal limit with them will be.  Income is only $40-$42K yearly, so it may only support $10k.  Don't know yet, but I guess we will see. 

[Anonymous]

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@mwlcolorado wrote:

Congrats!  Lowe's seems to be quite generous on the CLI's through Chat.  

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Thanks.  I hope that this time next year I can have more scores in the mid 700s. 

[Creditaddict]

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@Anonymous wrote:

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@Creditaddict wrote:

I would chat and ask for $25k

They seem to have some standard CL's $8k, $11k, 17k (what I have through chat) and lately even $35k

---

I'm waiting till my final collection falls off before requesting a larger amount.  As my score is improving, I'm hitting them up each time.  Not sure yet what my internal limit with them will be.  Income is only $40-$42K yearly, so it may only support $10k.  Don't know yet, but I guess we will see. 

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no need to really wait as it's already in the computer if you have not been countered yet.

[Anonymous]

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@Creditaddict wrote:

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@Anonymous wrote:

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@Creditaddict wrote:

I would chat and ask for $25k

They seem to have some standard CL's $8k, $11k, 17k (what I have through chat) and lately even $35k

---

I'm waiting till my final collection falls off before requesting a larger amount.  As my score is improving, I'm hitting them up each time.  Not sure yet what my internal limit with them will be.  Income is only $40-$42K yearly, so it may only support $10k.  Don't know yet, but I guess we will see. 

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no need to really wait as it's already in the computer if you have not been countered yet.

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Wow!  Didn't know that.  Thanks for letting me know.

[ddemari]

I can attest that synch Lowes chat is being very friendly right now. Chat on other Synch cards has not worked out in my favor recently. Decided to do Lowe's today, asked for 20k a 12k increase. APPROVED!

11:48:43 AM : System: Welcome to Lowe's Credit Services Live Chat. Your chat may be monitored and recorded for quality purposes. A chat agent will be with you momentarily.

 11:48:49 AM : System: XXXXhas joined this session!

 11:48:49 AM : System: Connected with Neil. Your Reference Number for this chat is ######

 11:48:54 AM : Neil: Hello, XXXX. Thank you for contacting us today. I'll be more than happy to assist you.

 11:49:02 AM : Neil: Yes, how much do you want?

 11:49:04 AM : XXXX: Thanks Neil, hope you are having a nice day.

 11:49:18 AM : XXXX: I would like a total credit line of $20,000.00

 11:49:25 AM : Neil: I am, thank you for asking. Hope you do the same.

 11:49:28 AM : Neil: Okay and for compliance:

 11:49:38 AM : Neil: To complete this transaction I am going to need your net income. When disclosing income, please provide the annual net dollar amount of all sources of income which you have, as an individual. Alimony, child support or separate maintenance income need not be included unless relied upon for credit.

 11:49:51 AM : XXXX: #####

 11:50:04 AM : Neil: Thank you. Please give me 1-2 minutes.

 11:50:16 AM : XXXX: of course, thank you.

 11:50:28 AM : Neil: You're welcome.

 11:51:48 AM : Neil: Thank you for waiting. Your request has been APPROVED and the new limit will be $20,000.00.

 11:52:02 AM : XXXX: Thanks Neil, have a wonderful day!

 11:52:20 AM : Neil: You are most welcome, XXXX. Have I answered all of your questions today?

[Ron1]

Congrats!!!! I tried it yesterday. They told me to call credit solution.

Ron.

[Wildcats72]

I tried it yesterday and my limit went from $6000 to $12000 after asking for $25000. It was a SP.

[ddemari]

Lowe's is nicer than most synch cards, tried today for Ebates (no luck but they are harder), Ebay MC (no luck) Gap (no luck)

Calling CS has been more sucessful than chat except for Lowes.