Re: Lowes CLI

MaisCher · ‎05-19-2015

My first statement just cut on my Lowes card and I just got a CLI. If I remember correctly I was instantly approved online with a $500 credit limit and reconned to 5K. I planned to purchase a washer & dryer when the memorial day sales started so I figured why not call for an increase to help with my utilization.

Did the online chat, asked for $20K (I know $25K but I'm such a chicken) and they countered with 12K. I'll take it.

AMEX Gold Delta Skymiles - Dec '14 - $1,000

Houston Federal CU Platinum - Feb '15 - $5,000

Chase Marriott Rewards - Mar '15 - $7,000

Current Score: EQ 699 TU 719 EX ? as of April-2016

alextercero · ‎05-19-2015

Congrats on the CLI

Current Credit Cards

NFCU More Rewards | CL $3000 @ 18.00% APR| 08/2021

Capital One Quicksilver One | CL $6000 @ 31.99% APR 39.00 AF | 09/2021

Capital One Quicksilver | CL $4000 @ 31.99% APR | 02/2022

NFCU Cash Rewards | CL $1500 @ 18.00% APR | 06/2022

Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (April 2024)

Credit Age:

Inquiries:

Saleen099 · ‎05-19-2015

Congrats !!!!

chalupaman · ‎05-19-2015

Congrats.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down

tempusfugit123 · ‎05-19-2015

I think I might try the same thing! Was looking forward to getting my mother a new stove but got a low starting limit... Congrats on the major growth!

I-think-I-can · ‎05-19-2015

Congrats on the increase!

Starting Scores 2/13/15: EQ 635 EX 674 TU 684 ////7/16/15 Scores: EQ 661 EX 669 TU 703 //// 2/15/16 Scores EQ 652 EX 647 TU 756 //// 3/24/16 Scores: EQ 661 EX 649 TU 773 //// EQ 670 EX 653 TU 768 (EQ And EX still tainted)
Goal Scores: 760 across the board

Anonymous · ‎05-19-2015

congrats!

Existentialist · ‎05-19-2015

Grats on nice bump.

Anonymous · ‎05-19-2015

Congrats on the Lowes increase . . .

securingourfuture · ‎05-19-2015

@MaisCher wrote:
My first statement just cut on my Lowes card and I just got a CLI. If I remember correctly I was instantly approved online with a $500 credit limit and reconned to 5K. I planned to purchase a washer & dryer when the memorial day sales started so I figured why not call for an increase to help with my utilization.

Did the online chat, asked for $20K (I know $25K but I'm such a chicken) and they countered with 12K. I'll take it.

Awesome CLI - congratulations! Synchrony shares the LUV yet again!!!!

8/22/18: BK7 filed EXP 490 TU 430 EQ 429
11/28/18: BK7 discharged EXP 586 TU 578 EQ 527
06/08/21: EXP 656 TU 643 EQ 701

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