Signed up for the card at recommendation of a family member ot buy a new refrigerator and get 0% for 18 months. Approved for a whole whopping 300 dollars. Came on this board - people suggested calling and asking for 25K, and they would counter at what the could give you if they couldn't give you 25k. This didn't work. Kept my limit at 300 and told me that there is nothing they could do. This was my lowest CLI by a lot.
At the time scores were about 650, about 20% utilzation. Nothing has changed on my credit profile since. I might've actually lost 5-10 points for my christmas shopping (which has since been paid down)
Used it for 4 statements. Charged between 50-100 dollars at most. PIF after statements cut. Hit the luv button, asked me how much I wanted the other day. I said 10k and they sent me a "Congratulations! You new CL is 5,000!"
Pretty decent increase considering I've used it only a handful of times for a small amount. People on this board are right...Synchrony is pretty darn generous. Nice to know if I have a house emergency now that I have a CL to support myself with at Lowes.
