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Lowes >> credit line increase

Frequent Contributor

Lowes >> credit line increase

Approved for $300 last week. As a contractor they have a Dewalt 18 volt drill for $99 and the regular price is $189.00. I ll take 5. Oh I can't cover that for $300. Called in and they passed me to  the the 3rd rep and they said I can be approve you for $700 which that is a $400 increase. Thats a no go and I said I need $1000. I'll use my Chase Freedom and get my $100 after $500 spent along with 5% .Pre Black Friday and Im saving $. @ My lowes which is 5 minutes from my house and I know almost everyone by there first name. Got The $700 increase to bring it to $1K. I love Lowes and GE credit. They take of me and I'll take care of them.

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Message 1 of 6
5 REPLIES
New Member

Re: Lowes >> credit line increase

Saw some cool stuff that I MUST buy this thanksgiving. applied online and got an approval for $2K; called 800-444-1408 from backdoor forum and requested $5000, they said they can only give $3500 at this time. I am okay with that. The only concern I have is - they said this amounts to TWO hard pulls on my CR even though both the requests are 2 hours apart. is this ture?

 

I got a GE WM Discover limit increase from $1100 to $5K after 4 months PIF. hopefully I can get this Lowes card there after 4 months. 

2005: all scores ~500 (settlements, late, collections)
2010: ~600; 2011: ~650;
Nov 2012: 781-EX (Premier Credit Manager Plus); 732-Walmart FICO; 687-EQ DCU; 782-TU (TU.com and CreditKarma)
Message 2 of 6
Valued Contributor

Re: Lowes >> credit line increase

^^^^yes, it is possible it will be two pulls
5/2012: 560 credit scores across the board
12/2014 750+
3/2017 780+
5/2017 800+
Message 3 of 6
New Member

Re: Lowes >> credit line increase


Repo-ed wrote:
^^^^yes, it is possible it will be two pulls

aah.. that suks... now I can almost feel my TU score going down.. better start gardening for one year before touching TU or anything for that matter.... 

 

thanks Repo-ed. 

2005: all scores ~500 (settlements, late, collections)
2010: ~600; 2011: ~650;
Nov 2012: 781-EX (Premier Credit Manager Plus); 732-Walmart FICO; 687-EQ DCU; 782-TU (TU.com and CreditKarma)
Message 4 of 6
Valued Contributor

Re: Lowes >> credit line increase

Congrats on the approval and increase!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 5 of 6
Established Contributor

Re: Lowes >> credit line increase

Congrats

Message 6 of 6