Re: Lowes....just WOW! From $4500 to $35000 at ap... - Page 4 - myFICO® Forums

alextercero · ‎08-02-2015

Congrats

Current Credit Cards

NFCU More Rewards | CL $3000 @ 18.00% APR| 08/2021

Capital One Quicksilver One | CL $6000 @ 31.99% APR 39.00 AF | 09/2021

Capital One Quicksilver | CL $4000 @ 31.99% APR | 02/2022

NFCU Cash Rewards | CL $1500 @ 18.00% APR | 06/2022

Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (April 2024)

Credit Age:

Inquiries:

masscredit · ‎08-02-2015

We've seen some impressive limits posted here lately! Congrats!

Pre-Credit Rebuild Scores Pre-DC (3/24/22) - EQ - 524 / TU - 519 / EX - 495

Current Scores - EQ - 687 / TU - 663/ EX - 677

TD Bank - $5000 / Mercury - $5000 / Capital One Savor One- $5000 / SDFCU Secured - $4990 / Capital One QuickSiver - $4500 / Ally Master Card - $2800/ Walmart Mastercard - $2250

Andrews FCU SSL $1500

taxi818 · ‎08-02-2015

@crippus wrote:
So before I take a break on apping, I stopped by a Lowes store rather than applying online. That way they could verify me with my ID etc. Instant approval for $4500. Said I'm remodeling the whole house, asked for $35000. Didn't need even pick up the phone. In and out of store in 5 min, $35000 credit limit . Wondering if I should try a real synchrony visa or mc before stopping apping. Only 4 tu inquiries.

Congrats, What do you mean didnt even pick up the phone? Did the rep at store pick up the phone for you? what does your scores look like? I know i should not do it but i will get this card before Xmas as a utilization Buster, nothing more,

s_haliz · ‎08-02-2015

Congrats!!!!!!!!!!!!!!!!

TU FICO 850 | EQ FICO 850 I EX FICO 850

dcastillo68 · ‎08-02-2015

awesome!! Congratulations!

Starting Score 7/15/15 EQ 562 | TU 557 | EXP 556 Current Score EQ 601 | TU 622 | EXP 632

BigBS · ‎08-02-2015

Congrats!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

crippus · ‎08-03-2015

Yes went to the cs desk.took 5 min

ddemari · ‎08-03-2015

Congrats! 20-35k limits on Lowes are very realistic with TU scores above 700.

crippus · ‎08-04-2015

Thanks. Already reported to experience within 48 hrs. In my experience, Synchrony reports super fast. Still wondering if I'd get the love from them on any of their real credit cards? Limit wise, I know not like this, but maybe 5 digits? To keep strengthening my profile

9CLINE · ‎08-04-2015

Congrats....Don't know if they have internal limits or not,,something I always wondered...like how many cards they'll let you have with wow limits....not that I'm trying to get anything else...just wondering how it plays out w/ total available credit limit....