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MACY'S CLI

Regular Contributor

MACY'S CLI

Macy's gave me a $300 dollar cl in June and today they gave me a $700 dollar cli ($1000 cl). They also gave me a $200 cli on my bloomingdales card (started with $800). I was hoping to get the same amount, but I'm happy with the increase nevertheless. I've heard that Macy's and Bloomingdales is under the Citi umbrella. Is it that true? If so, what are my chances off getting approved for a Best Buy card?

Credit Scores - All above 800


Message 1 of 6
5 REPLIES
Senior Contributor

Re: MACY'S CLI


CJ3 wrote:

Macy's gave me a $300 dollar cl in June and today they gave me a $700 dollar cli ($1000 cl). They also gave me a $200 cli on my bloomingdales card (started with $800). I was hoping to get the same amount, but I'm happy with the increase nevertheless. I've heard that Macy's and Bloomingdales is under the Citi umbrella. Is it that true? If so, what are my chances off getting approved for a Best Buy card?


Macy's & Bloomingdales card programs are administered by DSNB, a division of Citibank.  Having the above two CC's does not influence any decision for approval by the recently acquired BB portfolio from Capital One.  Each program has their own underwriting criteria.

Message 2 of 6
Regular Contributor

Re: MACY'S CLI

Thanks for the info!

Credit Scores - All above 800


Message 3 of 6
Epic Contributor

Re: MACY'S CLI

You would probably be approved Best Buy but it might be one of the lower tiers of cards but if you shop there enough and now that it's with Citi and looks like they probably will actually grow even the lower tiered cards I would go ahead and apply.

Message 4 of 6
Regular Contributor

Re: MACY'S CLI

I just applied and I was not approved for any of the BB cards. I will wait and go into the garden for the next 12 months.

Credit Scores - All above 800


Message 5 of 6
Moderator Emerita

Re: MACY'S CLI

Sorry for the BB denial. I would try again in once your scores are a little higher. Citi pulls EX/EQ mostly
Message 6 of 6