MERRICK BANK AUTO CLI

[Anonymous]

My phone just buzzed, look at the email and it's a Congratulations from Merrick Bank, due to your excellent account history, we have increased your credit limit to.....wait for it..........$ 700! A whole whopping $200 increase LOL . But it is coincidental that I called in last month asking about CLI and was told you can't request one, it is done automatically at the 6 month if you don't miss a payment, which i was late on a payment during the first 6 months( i didn't know any better at that time) so she said she would notate my account and the next time they review it, they will see the note that I called inquiring. So perhaps, calling in and asking for a CLI may trigger that area to review the account outside of whatever their normal schedule is? . Just sharing my experience.... As a side note, I"ve had the Merrick card for about 18 months or so and this is the first increase I've been given.

[Kenny]

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@Anonymous wrote:

My phone just buzzed, look at the email and it's a Congratulations from Merrick Bank, due to your excellent account history, we have increased your credit limit to.....wait for it..........$ 700! A whole whopping $200 increase LOL . But it is coincidental that I called in last month asking about CLI and was told you can't request one, it is done automatically at the 6 month if you don't miss a payment, which i was late on a payment during the first 6 months( i didn't know any better at that time) so she said she would notate my account and the next time they review it, they will see the note that I called inquiring. So perhaps, calling in and asking for a CLI may trigger that area to review the account outside of whatever their normal schedule is? . Just sharing my experience.... As a side note, I"ve had the Merrick card for about 18 months or so and this is the first increase I've been given.

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Congratulations on your credit limit increase! Thanks for sharing.

[keithbward]

Congrats, I've had Merrick roughty about the same amount of time and started with a $300 limit and missed my 5th month payment. But I've been given limits about every 3-4 months from them. It's currently at $1200 and my oldest active credit card.

[-Wade-]

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@Anonymous wrote:

My phone just buzzed, look at the email and it's a Congratulations from Merrick Bank, due to your excellent account history, we have increased your credit limit to.....wait for it..........$ 700! A whole whopping $200 increase LOL . But it is coincidental that I called in last month asking about CLI and was told you can't request one, it is done automatically at the 6 month if you don't miss a payment, which i was late on a payment during the first 6 months( i didn't know any better at that time) so she said she would notate my account and the next time they review it, they will see the note that I called inquiring. So perhaps, calling in and asking for a CLI may trigger that area to review the account outside of whatever their normal schedule is? . Just sharing my experience.... As a side note, I"ve had the Merrick card for about 18 months or so and this is the first increase I've been given.

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Congrats on the auto-luv

[alvon123]

congrats

[SunriseEarth]

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@Anonymous wrote:

My phone just buzzed, look at the email and it's a Congratulations from Merrick Bank, due to your excellent account history, we have increased your credit limit to.....wait for it..........$ 700! A whole whopping $200 increase LOL . But it is coincidental that I called in last month asking about CLI and was told you can't request one, it is done automatically at the 6 month if you don't miss a payment, which i was late on a payment during the first 6 months( i didn't know any better at that time) so she said she would notate my account and the next time they review it, they will see the note that I called inquiring. So perhaps, calling in and asking for a CLI may trigger that area to review the account outside of whatever their normal schedule is? . Just sharing my experience.... As a side note, I"ve had the Merrick card for about 18 months or so and this is the first increase I've been given.

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Congrats!   Any step in the right direction is a good one.

My CL doubled from $600 to $1200 on the 7 month mark and hasn't budged since.   But there's no AF, so I really have no reason to close it until I'm ready to prune some accounts.  Maybe I'll close once it's been open for 2 years.  

[coldnmn]

Congrats! Thanks for sharing.

[Anonymous]

Congrats!

[Anonymous]

Congrats!!! Merrick is a good bank I really like them. They started me at $1000 CL and I got my first CLI of 200 after my 1st year. On my 2nd anniversary I got another 200 and then 2 month after that I got another 200 so I got 2 CLI total this year so far.

Glad you got the love from them. More is coming for sure

[Anonymous]

Btw they so provide free TU FICO score so it's another good reason not to close this account. My monthly membership fee is $4 bucks. It's worth it for a FICO score hehe