I decided a Macy's card was in order for the extra discount. Applied in store since everyone recommended it. Got a CL of $1200 on the receipt paper they give you when you open a new account. I got curious though since the paper didn't have the account # on it to add it to my macy's profile and called the backdoor number 18006272909 to ask for the account number. They won't do that over the phone but, with ID can in the store. Asked if it was a store only or the AMEX version and she confirmed it was an AMEX approval and that limit was $5K. I'm going to have to look into how the CL's report though when they start reporting after reading how some people have different limits for AMEX, Store, Furniture, Etc.
They pulled EXperian though which, unfortunately as everyone knows you can't get your FICO from them unless you do a lender pull. Maybe they'll send the score with the card? (one could hope)
I'm wondering if I got approved through DSNB aka private label Citi if Citi would grant a line as well? I guess I don't have to go get the Dillard's version now through GEMB 
Congrats! 2 TL with 1 Hp
@austinguy907 wrote:I decided a Macy's card was in order for the extra discount. Applied in store since everyone recommended it. Got a CL of $1200 on the receipt paper they give you when you open a new account. I got curious though since the paper didn't have the account # on it to add it to my macy's profile and called the backdoor number 18006272909 to ask for the account number. They won't do that over the phone but, with ID can in the store. Asked if it was a store only or the AMEX version and she confirmed it was an AMEX approval and that limit was $5K. I'm going to have to look into how the CL's report though when they start reporting after reading how some people have different limits for AMEX, Store, Furniture, Etc.
They pulled EXperian though which, unfortunately as everyone knows you can't get your FICO from them unless you do a lender pull. Maybe they'll send the score with the card? (one could hope)
I'm wondering if I got approved through DSNB aka private label Citi if Citi would grant a line as well? I guess I don't have to go get the Dillard's version now through GEMB
re the CL's reporting, you should have a store TL (mine is listed as MACY'S/DSNB) w/ CL of $1200, and a separate Macy's Amex TL (mine is listed as AMEX/DSNB) with CL of $5k. these are both reported to all 3 CRAs.
congrats
of course im assuming that your ex score is the highest and is in the bestest shape, because getting the AMEX version isnt like getting any other store co branded card. Congrats to you! Maybe you can please tell us how your ex report looks like and then tell us the score they provide you with when card arrives. Thanks!
Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200I wish I had my EX score!!!!!!! Damn them for not providing it anymore 
I'm trying to be patient waiting on the card to arrive and see if anything else is in the envelope with it like a score.
All 3 of my reports look the same +/- 1 account because of HSBC/CAP1 taking over accounts and JFCU not being reported to TU. Currently I have ~8 accounts / mortgage open and 5 of them reporting a balance. CK shows utilization of 15% / AAOA 3yrs 10mo, CK of 711 / CS of 733.
Here's a snapshot of credit.com post inquiry / new account reporting. The AMEX portion of the limit isn't reporting yet though.
Your ExperianCredit Score
Credit Card Debt
737 (up 4 points)
Credit Card Debt
11% (Utilizarion)
Your Debt
$7,050
Total Credit Limit$59,400
| 32 |
| 1 |
| $7,050 |
| $131,404 |
| $291 |
| $0 |
| 9 open / 14 closed |
| 1 open / 8 closed (mortgage) |
| 0 open / 0 closed |
| 0 |
| 1 recent (Macy's) |
| 0 |
Nice, Congrats!
Starting Score: EQ 717 EX 724 TU 736
Congrats!
