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Macys CLI

Senior Contributor

Re: Macys CLI

Mine sat at a $100 for a couple of years...no auto CLI at all.

 

I called them sometime last summer, and they bumped me up to $800 which I was very grateful for, and is more than I'll ever use at Macy's...lol...

Zero percent financing is where the devil lives...

10/01/17 Fico8 scores: EX 660, EQ 647, TU 663
Valued Contributor

Re: Macys CLI


tcbofade wrote:

Mine sat at a $100 for a couple of years...no auto CLI at all.

 

I called them sometime last summer, and they bumped me up to $800 which I was very grateful for, and is more than I'll ever use at Macy's...lol...


i never thought i would charge anything above 200 there. and this christmas i charged over 1.5k. luckily with the limit i had it didnt max it out. 

and its already pif. 

plus i just got my gift card for the thank you program. a free 125 bucks to buy whatever i want as long as it doesnt go to cash or my account (go figure lol) 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Established Member

Re: Macys CLI

I wonder if its also a soft pull if I request throught the cli button on their website.   They drop my limit 100 since i stopped using it.

Frequent Contributor

Re: Macys CLI

Almost 5 years ago I received a 100limit I would max it out monthly pif no cli got approved nm & nordies 1000cl no cli. Tried asking nope. I gave up. They never report cl on reports so hard to tell. Well sometime in the last 6 months took me to 1200. I found out pulling a report. Crazy huh so you never know.
Cards: CSP $5k, Capital One Cash Rewards VS $3100, Discover it $3k Capital One MasterCard $600, Orchard Bank $3k, Barclays Rewards MC $1250 Gapcard $900, BR $300, Neiman Marcus $1k, Macys $1200 Walmart $500
In the garden until I can get a BCP

Starting Score: 534
Current Score: 682 EQ SW 660 TU 636 EX 3/26/13
Goal Score: 720


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Established Contributor

Re: Macys CLI

The CLI button on their website is only for their Amex. But I just recently, like 2 weeks ago, had my limit increased from 500 to 1500 with a soft pull.

Established Contributor

Re: Macys CLI

this thread has inspired me to call Macys tomorrow and ask for a CLI. Something to do during lunch.


DCU ( pulled 3/29/13) EQ04 683 | Amex (pulled 3/28/13) EX 760 | US Bank (pulled 3/28/13) EX 753
CreditKarma (4/19/13) TU-TR 701 | TU Vantage 788 | USAA FAKO (3/31/13) EX 728, EQ 699, TU 737 |
Inquiries (4/18/13) EX 13 | EQ 13 | TU 14
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Valued Member

Re: Macys CLI

I got a modest bump from $300 to $1000 almost a month ago. I can confirm that it was a soft pull.

Also they stated it was a charge card, but under my credit report it reports the $1000 limit under the revolving section...(Which I'm not complaining about because of the Util benefit)






New Contributor

Re: Macys CLI

I just tried & she informed it would be a hard pull on mine. :-(

Established Contributor

Re: Macys CLI


NJTurnpike wrote:

this thread has inspired me to call Macys tomorrow and ask for a CLI. Something to do during lunch.


 Any luck?


BS3 wrote:

I just tried & she informed it would be a hard pull on mine. :-(


 Did you just call the number on the back of the card?

 

It looks like they decreased my limit down to $100 from $1200 due to lack of activity. I wonder if they'll do anything for me.

07/12/17 EX FICO Score 8 804 (AMEX) | 06/19/17 TU FICO Score 8 823 (BofA) | 07/08/17 EX FICO Bankcard Score 8 833 (FNBO)
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Established Contributor

Re: Macys CLI

In Oct 2012 I opened with $100, made a call to find out what this could be good for and they acted like they were just waiting for my call in order to bump it to the "real" limit, which was $800.  It was strange.  Since then I've called a few times about a CLI but never went through with it because they keep telling me it's a HP.  I've tried online chat, cust svr# and backdoor.  

 

Update...  same day as above post  lol

Just checked my account, upon opening my statement from a few days ago, I saw my limit went from 800 to 2500.  Sweet! (been open 6 mos now)

FICO: EQ 768 | TU 813 | EX 781

Amex BCE $25000, SFFCU Visa $15000 + LOC $5000, USAA Amex $6000, USAA MC $7000, Cap1 $8000, Freedom $12000, Slate $500, Barclays "RIP" SM $11500, USBank Cash+ $7500, Citi Diamond $7900, Citi Double Cash $3700, Care Credit $13500k.
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