Reply
Frequent Contributor
Posts: 428
Registered: ‎01-21-2012
0

Major RECON SUCCESS!!!!

Ok ,

 

So my TU FICO finally broke 700 and I decided agan to try for Lowes and Chase after being told no on several occasions.

 

I applied with Lowe's and was approved for $500, I was able to recon this to $1000 with little effort.

 

 

The big shocker is CHASE! I applied with them and was denied for a 4 year old bk. I answered a few questions and was asked for how much of a credit line I wanted. I said $5000 (figuring that my highest now is $4000) and they came back and said "Congradulations your application has been approved, I show your initial credit limit as $5000!"

 

WOW!!! From a TD to a $5000 limit! I am AMAZED!

 

WF Home Projects Visa $8500 / Towpath CU Visa $7000 / Chase Freedom Visa $5500 / Cap 1 QS Visa Sig $5000 / Barclaycard Ring MC $5000 / GE Lowes $5000 / Citi Best Buy MC $4250 / Barclaycard Rewards Visa $4000 / BFG CU Visa $3500 / Citi Sears$3000 / WF Visa $2000 / GE Walmart $1900 / GE Care Credit $1900 / GE Amazon $1400 / Cap 1 Kohls $1000 / GE Old Navy $800 / Webbank Fingerhut $700
Established Contributor
Posts: 665
Registered: ‎08-02-2011
0

Re: Major RECON SUCCESS!!!!

Congrats! Which Chase card were you approved for?

TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCE $13K | Amex Costco TE $10.4K | Amex SPG $5K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Citi Diamond Pref $7.6K | Discover IT $9.9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU CashRew Visa Sig $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $11.3K | USAA World MC $11.5K
Established Contributor
Posts: 985
Registered: ‎09-10-2012
0

Re: Major RECON SUCCESS!!!!

Congrats!! I had to beg and plead to get Chase to give me a 500.00 credit limit!! Next time I will have you call them for me! *lol*  :cattongue:

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
New Member
Posts: 10
Registered: ‎11-09-2012
0

Re: Major RECON SUCCESS!!!!

Congratulations! That's great. I'm especially impressed by your work with Chase, but doubling your credit limit with Lowe's is nothing to sneeze at either.

I thought I was celebrating a successful recon myself until a few minutes ago. I ended up being denied again after being told there wouldn't be any problem for the same reason I was given the first time.So obnoxious!

Valued Contributor
Posts: 2,040
Registered: ‎06-16-2012
0

Re: Major RECON SUCCESS!!!!


Hammer23 wrote:

Ok ,

 

So my TU FICO finally broke 700 and I decided agan to try for Lowes and Chase after being told no on several occasions.

 

I applied with Lowe's and was approved for $500, I was able to recon this to $1000 with little effort.

 

 

The big shocker is CHASE! I applied with them and was denied for a 4 year old bk. I answered a few questions and was asked for how much of a credit line I wanted. I said $5000 (figuring that my highest now is $4000) and they came back and said "Congradulations your application has been approved, I show your initial credit limit as $5000!"

 

WOW!!! From a TD to a $5000 limit! I am AMAZED!

 


WOW!!! I love hearing succesfull recon stories like these! Big Congrats!!!...especially the generous limit that was given with a 4 yr old BK...I couldnt get one back in august because of a 5 year old paid chargeoff and one utility collection that was 2 years old. Again, a big Congrats!!

Cards: (Chase x7) (Citi x6) (Amex x6) (BofA x3) (US Bank x3) (Barclays x4) (WF x2) (Cap1 x4) (Synch x4) (Penfed x2) (Macys Amex, Discover, USAA, Fidelity, NASA x1), PLOC: Citi (18k) WF (10k), Personal Loan: USAA (25K), Auto Loans: Ally, Audi Financial.
Frequent Contributor
Posts: 428
Registered: ‎01-21-2012
0

Re: Major RECON SUCCESS!!!!

It is the Slate card and they gave me the highest rate they have at 21.99%, but I am in the door with Chase, the card has 15 months 0% and $0balance transfer fee for 60 days. I will pay special attention to this card for the next 12 months and then try for the Freedom card.

 

 

I am AMAZED that they approved it and for this amount! Absolutley BLOWN away!

 

WF Home Projects Visa $8500 / Towpath CU Visa $7000 / Chase Freedom Visa $5500 / Cap 1 QS Visa Sig $5000 / Barclaycard Ring MC $5000 / GE Lowes $5000 / Citi Best Buy MC $4250 / Barclaycard Rewards Visa $4000 / BFG CU Visa $3500 / Citi Sears$3000 / WF Visa $2000 / GE Walmart $1900 / GE Care Credit $1900 / GE Amazon $1400 / Cap 1 Kohls $1000 / GE Old Navy $800 / Webbank Fingerhut $700
Valued Contributor
Posts: 2,040
Registered: ‎06-16-2012
0

Re: Major RECON SUCCESS!!!!


Hammer23 wrote:

It is the Slate card and they gave me the highest rate they have at 21.99%, but I am in the door with Chase, the card has 15 months 0% and $0balance transfer fee for 60 days. I will pay special attention to this card for the next 12 months and then try for the Freedom card.

 

 

I am AMAZED that they approved it and for this amount! Absolutley BLOWN away!

 


Haha...i would be too!! I applied for the Chase Freedom back in August when i was denied on recon also....is the Slate an easier card to get than the Freedom?? Anyone know? Are chances of approval greater when you apply for the Slate card?

Cards: (Chase x7) (Citi x6) (Amex x6) (BofA x3) (US Bank x3) (Barclays x4) (WF x2) (Cap1 x4) (Synch x4) (Penfed x2) (Macys Amex, Discover, USAA, Fidelity, NASA x1), PLOC: Citi (18k) WF (10k), Personal Loan: USAA (25K), Auto Loans: Ally, Audi Financial.
Established Contributor
Posts: 839
Registered: ‎10-28-2011
0

Re: Major RECON SUCCESS!!!!


Hammer23 wrote:

Ok ,

 

So my TU FICO finally broke 700 and I decided agan to try for Lowes and Chase after being told no on several occasions.

 

I applied with Lowe's and was approved for $500, I was able to recon this to $1000 with little effort.

 

 

The big shocker is CHASE! I applied with them and was denied for a 4 year old bk. I answered a few questions and was asked for how much of a credit line I wanted. I said $5000 (figuring that my highest now is $4000) and they came back and said "Congradulations your application has been approved, I show your initial credit limit as $5000!"

 

WOW!!! From a TD to a $5000 limit! I am AMAZED!

 


they denied me with a 7.5 yr bk...score in the 715 range after i was approved  or 3 AMEX cards......oh well......CONGRATS  the approvals


Established Contributor
Posts: 1,837
Registered: ‎08-20-2012
0

Re: Major RECON SUCCESS!!!!

Congrats

Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
0

Re: Major RECON SUCCESS!!!!

Congrats!!!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.