11-12-2012 08:07 PM
congrats. back in july i applied for the freedom over the phone and was instand approved for 500.
if i was reading this board like i do now. i wouldve def asked for a higher limit.
but since chase doesnt look at store cards i only had 1 cc reporting a 500 limit... so im not complaining right now.
next year on a cli hard pull obv, ill be asking for 5k
|Current: Discover Fico 682 1/15 Walmart Fico 684 1/15|
Inquiries (24 Months): EQ 4 TU 1 EX 5 | Most Recent: 09/26/2014
|Amex Zync(Unicorn) |
Citi Diamond Preferred$6000
11-13-2012 05:50 AM
So my TU FICO finally broke 700 and I decided agan to try for Lowes and Chase after being told no on several occasions.
I applied with Lowe's and was approved for $500, I was able to recon this to $1000 with little effort.
The big shocker is CHASE! I applied with them and was denied for a 4 year old bk. I answered a few questions and was asked for how much of a credit line I wanted. I said $5000 (figuring that my highest now is $4000) and they came back and said "Congradulations your application has been approved, I show your initial credit limit as $5000!"
WOW!!! From a TD to a $5000 limit! I am AMAZED!
Yay! Congrats! I was successful on my Chase recon for the Freedom after FOUR times. LOL And they gave me a $1000 CL.
11-26-2012 04:18 PM - edited 11-26-2012 07:45 PM
I had 3 successful with RECONS today. Was approved for $500 for Barclay's Reward Mastercard, RECONED to $2500. Lowes have me a limit of $300 last year and would not increase it, RECONED to $900 today. Lastly, I said success with Discover Card Motiva Recon, $1000 CL. BOFA was a failure, would not grant me credit. Walmart did a CLI online from $500 to $700. Amex will not budge on my $1000 CL
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO