Marvel Card Approval

jtw34240 · ‎03-15-2017

Today I applied for a Marvel Mastercard. This is probably my 4th time of applying for the card. Previous applications resulted in denials. Today i tried again. My tu fico score is 710. I got a message after my application: "we require additional information for verification purposes..." I called the number gave my reference number and the lady worked on it. Didn't really ask me any questions. Came back a few minutes later said congratulations you are approved for $1500. So i was thrilled not so much with the starting line but i know i can get it increased later by calling credit solutions. 710 must be the magic number. I had lots of inq and new accounts. Synch Bank is driven by score. I've found this out over time. Inq, # of new accounts don't matter as much to them as your score. It is mostly fico driven model...

Anonymous · ‎03-15-2017

Congrats on your approval as I believe it is one of the hardest Sync cards to cold app for. I also wanted to +1 your comment on Sync being mostly score driven.

kidink1911 · ‎03-15-2017

Congratulations on your approval!

PERSONAL: AMEX Platinum- NPSL / AMEX Gold- NPSL / Macy's AMEX Card- $4,500 / SavorOne- $500 / PenFed Gold Visa- $5,000 / Venmo Visa - $20,000 / PayPal MC- $20,000 / PayPal Credit- $1,700 / NFCU Visa Signature cashRewards- $5,800 / AMEX Delta Platinum- $4,200 / NFCU More Rewards AMEX- $3,400 / NFCU Cash Rewards- $4,000 / Credit One Platinum Visa Rewards- $1,000 / Discover IT Chrome- $1,000 / Capital One Venture- $3,550 / AMEX Cash Magnet Card- $1,000 / Belk MC Card- $800 / Citi Shell Mastercard- $400 / Credit One AMEX- $800 / Capital One Spark- $700 / Capital One Platinum- $300 / Citibank Shell- $400 / Oportun Visa- $500 / Fifth Third Bank MC- $300
BUSINESS: American Express Business Platinum- NPSL / AMEX Hilton Honors Business Card- $3,000 / AMEX Delta Platinum Business Card- $3,000 / Marriott Bonvoy Business Card- $3,000 / American Express Business Gold- NPSL / American Express Business Green- NPSL / Sam's Club Business Mastercard- $20,000 / Floor and Decor Pro Premier Business- $20,000 / Phillips 66-Conoco-76 Business Gas Card- $5,000 / Walmart Community Credit Line- $5,000 / Fuelman Mastercard- $3,000 / Amazon Synchrony Business Credit Line- $5,000 / Lowe's Business Credit- $5,000 / Office Depot Commercial Credit- $2,500 / Tractor Supply Company Business- $1,500 / Citi Exxon/Mobil Business Gas Card- $3,000 / Speedway Business Mastercard- $4,500

Anonymous · ‎03-15-2017

CONGRATULATIONS on the approval. I've been wanting the Marvel card myself for a long time but no luck. Thanks for the info. I might get it eventually.

undrtkr65 · ‎03-15-2017

I just applied for the marvel MasterCard and got the 7 to 10 day message. I called in and the lady said it wasn't declined but went for further review. My lowes card did the same thing and got approved. My TU is 667 so I'm hoping for the best. Congrats on your approval!!!!

Anonymous · ‎03-16-2017

Congrats on your approval. This is a great card. One that I would like but I am holding back from getting any more than 2 Synch cards and I have my Ebates and Amazon. I love love love my Ebates card and use it for all my online shopping-and don't want to risk getting AA from them. Maybe I'll change my mind and close the Amazon to get this one.

But... back to you. (Sorry)
Congrats again and enjoy your new card!

sarge12 · ‎03-16-2017

@jtw34240 wrote:
Today I applied for a Marvel Mastercard. This is probably my 4th time of applying for the card. Previous applications resulted in denials. Today i tried again. My tu fico score is 710. I got a message after my application: "we require additional information for verification purposes..." I called the number gave my reference number and the lady worked on it. Didn't really ask me any questions. Came back a few minutes later said congratulations you are approved for $1500. So i was thrilled not so much with the starting line but i know i can get it increased later by calling credit solutions. 710 must be the magic number. I had lots of inq and new accounts. Synch Bank is driven by score. I've found this out over time. Inq, # of new accounts don't matter as much to them as your score. It is mostly fico driven model...

Just out of curiosity....did Synchrony finally run out of blue envelopes??? There for a while people were posting every day!!!

TU fico08=812 07/16/23
EX fico08=809 07/16/23
EQ fico09=812 07/16/23
EX fico09=821 07/16/23
EQ fico bankcard08=832 07/16/23
TU Fico Bankcard 08=840 07/16/23
EQ NG1 fico=802 04/17/21
EQ Resilience index score=58 03/09/21
Unknown score from EX=784 used by Cap1 07/10/20

Anonymous · ‎03-16-2017

Congrats on your Marvel approval. I just got in last week myself with a 684 TU

MrsCHX · ‎03-16-2017

Congrats OP!

I also recently added Marvel with a 697 TU. Also had a year of history with Synch via my WM and Amazon cards. Maybe that helped... I got $1500 too.

Tried for a CLI on activation - account too new.

Tried after 1st statement, same thing.

I'll wait until it's 3-4 months old to try again.

NFCU: $25,000; PenFed Power Cash Rewards: $3,500; PenFed Gold: $2,500; Capital One: $2,300; Nordstrom Visa: $2,000; Credit One: $1,250
Amazon: 800; Kohls: $1,500

Harvey26 · ‎03-16-2017

@jtw34240 wrote:
Today I applied for a Marvel Mastercard. This is probably my 4th time of applying for the card. Previous applications resulted in denials. Today i tried again. My tu fico score is 710. I got a message after my application: "we require additional information for verification purposes..." I called the number gave my reference number and the lady worked on it. Didn't really ask me any questions. Came back a few minutes later said congratulations you are approved for $1500. So i was thrilled not so much with the starting line but i know i can get it increased later by calling credit solutions. 710 must be the magic number. I had lots of inq and new accounts. Synch Bank is driven by score. I've found this out over time. Inq, # of new accounts don't matter as much to them as your score. It is mostly fico driven model...

Not technically true tho, I had a 743 TU score and got denied for a Banana Republic Card. It took me closing my American Eagle Visa with a 3.5k limit. To get approved and I only got approved for $400. so Synch can be funny acting.

Amex ED: 7K, Delta Gold Amex: 7K Macys Amex: 8K , Bloomingdales Amex: 1K , BOA Premium Rewards: 59.9K , Best Buy Visa: 7K , Banana Republic Mastercard: 5K Target Store Card: 2K VACU Mastercard: 11.5K Discover: 25K, Penfed Platinum Rewards: 12.5K, Apple Card:3K, TD Double Up: 15K,