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Marvel MC CLI to $25,000

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FIRECOURAGE
Frequent Contributor

Marvel MC CLI to $25,000

My credit limit was $8,000. I asked for $25,000 and got $25,000. I think I left money on the table.

Should I call back?

4/01/2019 | Dismissed Chapter 7 BK

2/12/2024 | Equifax: 677 | Experian: 699 | TransUnion: 725
Goal Score: 750 - Across The Board
Message 1 of 25
24 REPLIES 24
Anonymous
Not applicable

Re: Marvel MC CLI to $25,000

Congrats!! I think 25k is plenty, but if you want to call back and try for more go ahead.

Message 2 of 25
score_building
Senior Contributor

Re: Marvel MC CLI to $25,000

If you prefer a higher CL on this card, it can't hurt to try...keep in mind overall exposure with Synch across cards is generally about 100k give or take. FWIU requests >25k may be more likely to prompt doc requests in recent times.YEMV. 

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 3 of 25
Anonymous
Not applicable

Re: Marvel MC CLI to $25,000

Awesome! Congratulations!

Message 4 of 25
Anonymous
Not applicable

Re: Marvel MC CLI to $25,000


@score_building wrote:

If you prefer a higher CL on this card, it can't hurt to try...keep in mind overall exposure with Synch across cards is generally about 100k give or take. FWIU requests >25k may be more likely to prompt doc requests in recent times.YEMV. 


Lowe's seems to be $35k while others are $25k. You can try but I would leave as is OP.

Message 5 of 25
Anonymous
Not applicable

Re: Marvel MC CLI to $25,000

Congrats on the recon, btw!!

Message 6 of 25
Anonymous
Not applicable

Re: Marvel MC CLI to $25,000

Mind me asking how long you have had the card?

Message 7 of 25
score_building
Senior Contributor

Re: Marvel MC CLI to $25,000

It could only be a few weeks/months, IIRC it's a relatively new product offering from Synchrony bank. In any case, CLI can be had prior to receipt of card with Synch.

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 8 of 25
FIRECOURAGE
Frequent Contributor

Re: Marvel MC CLI to $25,000


 

Silvertip wrote:

Mind me asking how long you have had the card?


Not even a month. I was approved April 15. This is my second increase since having it.


4/01/2019 | Dismissed Chapter 7 BK

2/12/2024 | Equifax: 677 | Experian: 699 | TransUnion: 725
Goal Score: 750 - Across The Board
Message 9 of 25
Anonymous
Not applicable

Re: Marvel MC CLI to $25,000


@FIRECOURAGE wrote:
My credit limit was $8,000. I asked for $25,000 and got $25,000. I think I left money on the table.

Should I call back?

Nice, congrats on the CLI, 100K is the max if you want to go this route.

Message 10 of 25
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