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Marvel MC CLI to $25,000

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pipeguy
Senior Contributor

Re: Marvel MC CLI to $25,000


@FIRECOURAGE wrote:
My credit limit was $8,000. I asked for $25,000 and got $25,000. I think I left money on the table.

Should I call back?

Congrats on the Mega CL !!

 

Please don't take this comment wrong, but I have to ask - why would you want a $25k cl or more on a card that carries a high APR? Especially considering the cards you already have in your signature line - I mean you sure don't want to carry a large balance at 20% plus APR.  Note that I understand utility padding, but you already have that with your current cards.

 

Personally, I have high credit limits on my Lowes, Home Depot and Amazon cards, but they offer zero percent financing or very low APR (cheaper than an installment or PLOC rate) project financing (Lowes and HD).

Message 11 of 25
Loquat
Moderator Emeritus

Re: Marvel MC CLI to $25,000

Very nice!  Congrats on the increase!

Message 12 of 25
FIRECOURAGE
Frequent Contributor

Re: Marvel MC CLI to $25,000

It helps my overall utilization. I don't carry balances on any of my cards with a high apr, including this one. I PIF.

4/01/2019 | Dismissed Chapter 7 BK

2/12/2024 | Equifax: 677 | Experian: 699 | TransUnion: 725
Goal Score: 750 - Across The Board
Message 13 of 25
ddemari
Super Contributor

Re: Marvel MC CLI to $25,000

Good for you! Congrats! I love how high synch cards can go in general and so fast!
Message 14 of 25
Anonymous
Not applicable

Re: Marvel MC CLI to $25,000

Congrats! Woman Very Happy  Well done!  I think the 25k is a good well rounded number. 

Message 15 of 25
RonM21
Valued Contributor

Re: Marvel MC CLI to $25,000

Congrats OP. That's a nice increase to a nice number!


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 16 of 25
Anonymous
Not applicable

Re: Marvel MC CLI to $25,000

Congrats by the way also. Can you share usage and details of the calls to Credit Solutions? I cant seem to get over being able to call them back several times asking for more after they give you a CL to begin with? Thanks and congrats once again.

Message 17 of 25
Anonymous
Not applicable

Re: Marvel MC CLI to $25,000

Outstanding! Congrats
Message 18 of 25
alextercero
Super Contributor

Re: Marvel MC CLI to $25,000

Congrats

Current Credit Cards


Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (April 2024)


Credit Age:

Inquiries:

Message 19 of 25
Anonymous
Not applicable

Re: Marvel MC CLI to $25,000

Enough said! 

 

$35K Synchrony Marvel Card.jpg

Message 20 of 25
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