Maybe time to hit the garden?

[Anonymous]

Well, after tanking my credit, and hoovering around 570-590 range it seems at least I'm over into the low 600's now.

I appd and got approved first for my banks secured card (WF) $300

Then applied for Cap1 Platinum and get approved for $200 w/$49 deposit (could have paid more to make higher but didn't find it worth it)

I applied and received the Discover Securedfor $200 (w/200 deposit).

Somewhere in between I had appd for the QS-and got a reply they would contact me soon.  I called them because they needed to verify something, today I got an e-mail saying  a card had been sent-it may be the QS or QS1- does have annual fee and 1.5 cashback, only $500 CL but hey, that brings my total credit from a big fat 0 to 1200 in a month, had one baddy drop.

Other then requesting CL's I'm thinking stop there, 4 cards more then enough, especially being 'subprime' yes?

Any advice?

[myjourney]

Congrats on your recent success 

Time to hit the GC for sure and grow the TL's 

[RonM21]

Congrats on the improvements! I'd say garden time for a little.

[Anonymous]

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@Anonymous wrote:

Well, after tanking my credit, and hoovering around 570-590 range it seems at least I'm over into the low 600's now.

I appd and got approved first for my banks secured card (WF) $300

Then applied for Cap1 Platinum and get approved for $200 w/$49 deposit (could have paid more to make higher but didn't find it worth it)

I applied and received the Discover Securedfor $200 (w/200 deposit).

Somewhere in between I had appd for the QS-and got a reply they would contact me soon.  I called them because they needed to verify something, today I got an e-mail saying  a card had been sent-it may be the QS or QS1- does have annual fee and 1.5 cashback, only $500 CL but hey, that brings my total credit from a big fat 0 to 1200 in a month, had one baddy drop.

Other then requesting CL's I'm thinking stop there, 4 cards more then enough, especially being 'subprime' yes?

Any advice?

---

Yes...

Take a nice deep breath ( maybe a drink) and enjoy this success

The garden club awaits!

[Anonymous]

congrats!  see you in the garden!

[Anonymous]

With a $500 limit and those scores i can all but guarantee it's the QS1 with the $39 AF. Congrats on your success though. Garden up! Just don't leave through that hole in the fence. Humuhumunukunukuapuaa and My Journey are trying to patch it.

[pa850]

Congratulations.