No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Mine says this now. I was told it would receive documents to sign and then I would get the card in 7-10 days. How long does it usually take from when it says ready for fudning? This means it's not going to be declined right?
Mine was instantly approved on 9/20. On 9/21, it said funded. 9/22 They sent edocs, which I certified online. My card (25k Plat cash rewards)started showing on EX yesterday. Still no HP's!
Ready for funding probably means the final stamp of approval from the UW's, and once it's FUNDED, you're locked.
@Burned2manybridgesB4 wrote:Ready for funding probably means the final stamp of approval from the UW's, and once it's FUNDED, you're locked.
Just received a secure message that now they want paystubs along with a copy of my drivers license. I just called and told them, if there is anything else they need, I'd like to know now, so I'm not going back and fourth with them.
The status has gone from ready for funding to pending.
Awesome thread!
I got instantly approved for 25k at 10% interest. Does this card come in Visa Signature flavor?
Edit: Got approved for second card instantly for another 25k! So 50k in one day. Got the rewards and cash back cards.
Mine now says FUNDED.
I wonder why all the approvals were once instant, whereas now they're all going straight to pending.
Regardless of how backed up they are, that shouldn't affect whether the response upon application is instant vs. pending.
Wow!
Just to add to the pile of information, I applied yesterday evening and received instant approval for $30k at 13.9% (the lowest APR for the cash rewards card). About an hour ago I got an e-mail that linked me to a site to answer security questions, and now the status of my application is Ready For Funding. I've yet to receive notice of a HP.
It just seems too good to be true - I guess I'll wait and see if there's any more steps I need to take before I receive this card.
UPDATE: Good news, it looks like! After reading oilcan's post right after me, I checked my application status again, and it's been updated to Funded.
Applied last night for membership first, then credit. Received 2 SP's on EX.
Instant approval for membership. Instant 30K approval for Platinum Cash Rewards Visa.
This morning, they sent E docs. Status changed to Instant Approved / Ready for Funding.
A couple of hours later status changed to Approved / Funded.
They did not request any documents.
Applied Tues night and got 2-3 day pending, then email Wed afternoon saying approved for requested 20k @ 16.9% subject to receipt of a copy of my Green Card. Uploaded today, then received email with link to e-docs to sign. Status is now “Funded.” HP on EX as I did not go the member route first. Third HP on EX in three days, after approvals for QS and Discover.
.
With $10k on Amex Blue at 13.74%, and NASA FCU offering high CLs and 7.99% for balance transfers with no fee, I figured I owed it to myself to take a flyer and apply.