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Mega NASA Credit Cards Approvals!!

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trubliever82
Regular Contributor

Re: Mega NASA Credit Cards Approvals!!

Why is this like that? Approvals? It's a membership drive by one of the biggest CUs with paid advertisements. A lot of people are having to submit docs, including myself. I just see people say this with no evidence. PSECU was handing out psl 20k/20k like candy when they opened membership shortly. And I got $20k from Navy with less age, more util, and lower scores. So to compare this with occu when other large CUs have done this with no problems in the past is not a good comparison.

Message 61 of 293
Kenny
Moderator Emeritus

Re: Mega NASA Credit Cards Approvals!!


@Anonymous wrote:

I just applied for membership and it was sent to a specialist as well. So you need to wait for full membership status to apply for their card for two soft pulls?


My savings account is still in deferred status... but my CC apps have both been instantly approved and funded with no issues.

Message 62 of 293
Kenny
Moderator Emeritus

Re: Mega NASA Credit Cards Approvals!!


@Anonymous wrote:

I just applied for membership and it was sent to a specialist as well. So you need to wait for full membership status to apply for their card for two soft pulls?


That's what people are saying. I didn't let my savings account get accepted before I applied for CC, so I do have a HP for it -- but I'm way ok with that. Smiley Happy

Message 63 of 293
jefftca925
Established Contributor

Re: Mega NASA Credit Cards Approvals!!

Just to join the fun... I opened a share account with $5 and membership app went to "referred" status.  App'd for their Cash Rewards card and was instantly approved for $30k @ 13.99%.  Received the docs thru DocuSign this evening so I should see account setup tomorrow or the next day.  Ficos are in the 790-800 range across all 3 bureaus with AAoA of 5.5 yrs and 32 yrs of history.  Lots of new accounts (I like my bonuses, ok?) but not too many INQs this year so far.  Did the "duck/beaver" thing last year and still have the card...so we'll see what happens with this one.

CCs: Chase Freedom VS 12.9k, CSP VISA Sg 13k, BofA Amex 24.5k, Discover 12.5k, US Bank Cash+ Visa Sg 17k, Macy's Amex 8k/1.5k, Gap Visa 10k, Best Buy 11.1k, Citi TY MC 10.8k, Citi AA Amex 6k, Nordstrom VS 10k, Costco Amex 12k, BofA CR VS 5k, Amex BCP 13.5k, Amex ED 5k, Sears MC 9k, HD 7k, Target 600, Amazon 7k, US Bank MC 15k, US Airways MC 8k, NFL Visa 4k, Patelco Visa 10k, Penfed PR VS 44.6k, Chase Hyatt VS 8k, Citi Simplicity 13.3k, PayPal MC 7.5k, BBVA Visa 4k, WF VS 14k, FNBO Amex 14.1k, OCCU VISA 15k, TR Visa Sg 16.3k, C1 QS Visa 11k, FRN MC 15k, HSN 4k, Saks WEMC 10k/4k, Chase Ink 18k, Arrival WEMC 10k, Ebates VS 8k, Orbitz VS 12k, NASA V 30k, USBk FP VS 21.5k, DC 30k, VirgAm 15k, Sams MC 15k, Amex Bz Gold, Amex SC 10k, BofW Bz MC 18k
Message 64 of 293
Kenny
Moderator Emeritus

Re: Mega NASA Credit Cards Approvals!!


@Anonymous wrote:
My membership was accepted but my cc application was instantly denied due to bk. Just applied 30 min ago

You have to be 24 months post.

Message 65 of 293
Kenny
Moderator Emeritus

Re: Mega NASA Credit Cards Approvals!!


@sandman2435 wrote:

Just app for their cash back platnium card..another 30K approval!!! 60K in 2 months..I hope this is not another duck or beaver card dealSmiley Indifferent


Oh wow, didn't realize that one could have higher than the aggregate 50k limit, but with your scores and you've had the one for a good period of time, I can see why they did a 2nd 30k approval. Great job! (I'm hoping it's not like OCCU, too.. but we shall see.)

Message 66 of 293
Firehorse
Frequent Contributor

Re: Mega NASA Credit Cards Approvals!!

Hmmmm.... NASA CU is on the same CU loan network as San Francisco Police Credit Union (sfpcu.org) which is (loanspq.com AKA Meridian Link)

 

The application forms are pointing to the same service from both. Interesting to me because I'm already a member of SFPCU.

 

 

Start MyFico: 01/04/2014: TU 572, EX 599, EQ 593, CK: 593, CKV: 596, CS: 626 Garden since 01/09/2015
Current MyFico 10/23/2015: TU 740, EX 784, EQ 739, CK/TU: 768, CK/EX: 782, CS: 785 Q: 702 1.5% UTIL & 6.9 yrs. AAoA, 1 PAID FTB Lien 8/2008

Message 67 of 293
Anonymous
Not applicable

Re: Mega NASA Credit Cards Approvals!!

4 years 685 for ex
Message 68 of 293
chalupaman
Super Contributor

Re: Mega NASA Credit Cards Approvals!!

Pending for me since yesterday. They told me it would take about 2 business days to make a decision. Never really had a credit union card before and not expecting anything but since I don't see any HPs from them on my EX report, might as well see what happens.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 69 of 293
CreditMagic7
Mega Contributor

Re: Mega NASA Credit Cards Approvals!!


@chalupaman wrote:

Pending for me since yesterday. They told me it would take about 2 business days to make a decision. Never really had a credit union card before and not expecting anything but since I don't see any HPs from them on my EX report, might as well see what happens.


Best Of Luck!!!!!!!!!!!

 

 

Credit App

 

PENDING........

 

Already Checked EX showing (2) SP's September 23

 

Technically still in the garden until final results are in

Message 70 of 293
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