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Mini App Day - Success!

Regular Contributor

Re: Mini App Day - Success!


B335is wrote:
Congrats, did you call Chase? Multiple apps with them can put them in limbo unless you call and verify it's you.

Ebates is a tougher one it seems they look for a minimum 720 FICO.

EDIT Just called for recon, was denied, heh. Still a good day!

2009-10 - C/Os
2011 - Debts paid, no open credit
2012 - Rebuilding started, secured cards opened, SL rehabbed - EQ myFICO 636
2014 - 10k Discover, 3.5k Freedom, AmEx Green, SL, Auto Loan - EQ myFICO 695
Message 11 of 17
Moderator

Re: Mini App Day - Success!

Boo! Well at least you got freedom Smiley Happy
Give it 6 months of usage and give it another go!
Message 12 of 17
Highlighted
Regular Contributor

Re: Mini App Day - Success!


B335is wrote:
Boo! Well at least you got freedom Smiley Happy
Give it 6 months of usage and give it another go!

Definitely! I have some great cards with good rewards. Time to start strategizing! 

2009-10 - C/Os
2011 - Debts paid, no open credit
2012 - Rebuilding started, secured cards opened, SL rehabbed - EQ myFICO 636
2014 - 10k Discover, 3.5k Freedom, AmEx Green, SL, Auto Loan - EQ myFICO 695
Message 13 of 17
Valued Contributor

Re: Mini App Day - Success!


apandabear wrote:

Hi all!

 

I asked for help in a previous post and had my app spree today! My EQ fico updated to a lovely 669 after one of my cards reported to $0, so I hit the go button!

 

The YAY!

American Express Green Card - APPROVED! NPSL 

I only applied green because HELLO annual fees. I don't know if I'll use it enough to justify the higher cards right now. Especially since.....

 

Chase Freedom - APPROVED $3,500

 

(edit to add NEW approval!)

Discover IT - APPROVED $10,000

 

And the meh 

Ebates Visa (GE backed) - no immediate decision

 

Amazon Visa (Chase backed) - reconned/denied

 

 

All in all, a fantastic day! I am now a member of the Amex family, and have a Chase Freedom -- wow!


Congrats on your nice app spree!!!

 

FTW, Chase doesn't like it when you app for two of their cards in a short time span (especially with baddies on file in the last couple of years). Since you have the Freedom, Recon at this point for the card will up with a denial 90% of the time (seeing your CS and baddies listed)

AMEX BCE (30K), DISCOVER IT (29.5K), NFCU CASH REWARDS (25K), BOA TRAVEL REWARDS (15K), USAA VISA (13K), CHASE SAPPHIRE RESERVE (13K), COMMENCE MASTERCARD (7.5K), CHASE FREEDOM (7K), CHASE FREEDOM (7K), TFCU CC (2.5K), TARGET REDCARD (900)
Message 14 of 17
Established Contributor

Re: Mini App Day - Success!

Awesome spree!!!

My Wallet: Amex Express BCE $27,000, Amex Express Blue Sky $6,000, Discover $10,000, Chase Freedom $5,000, Capital One $3,750, Barclay $8,500 (AU), Jared $10,000, Pottery Barn $8,000, Sam's $10,000, Ashley's Furniture $6,000, Lowe's $7,500 (AU), Express Next $3,360, and Macy's Store Card (Joint Account) $2,000.

Last Application March 25, 2014. Score ranges 700+
Message 15 of 17
Senior Contributor

Re: Mini App Day - Success!

congrats


Message 16 of 17
Regular Contributor

Re: Mini App Day - Success!


efranklin23 wrote:

Congrats on your nice app spree!!!

 

FTW, Chase doesn't like it when you app for two of their cards in a short time span (especially with baddies on file in the last couple of years). Since you have the Freedom, Recon at this point for the card will up with a denial 90% of the time (seeing your CS and baddies listed)



Thank you! This is good information to have, and completely understandable. I have some relationships to start fostering!

 

I honestly shop Amazon a lot and just wanted an extra perk for it, but I will make do for now. I should get 5% back for Amazon in Q4 anyway, thanks to my current lineup!

2009-10 - C/Os
2011 - Debts paid, no open credit
2012 - Rebuilding started, secured cards opened, SL rehabbed - EQ myFICO 636
2014 - 10k Discover, 3.5k Freedom, AmEx Green, SL, Auto Loan - EQ myFICO 695
Message 17 of 17