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Regular Contributor
apandabear
Posts: 200
Registered: ‎03-15-2012
0

Re: Mini App Day - Success!

[ Edited ]

B335is wrote:
Congrats, did you call Chase? Multiple apps with them can put them in limbo unless you call and verify it's you.

Ebates is a tougher one it seems they look for a minimum 720 FICO.

EDIT Just called for recon, was denied, heh. Still a good day!

2009-10 - C/Os
2011 - Debts paid, no open credit
2012 - Rebuilding started, secured cards opened, SL rehabbed - EQ myFICO 636
2014 - 10k Discover, 3.5k Freedom, AmEx Green, SL, Auto Loan - EQ myFICO 695
Senior Contributor
B335is
Posts: 4,637
Registered: ‎09-22-2012
0

Re: Mini App Day - Success!

Boo! Well at least you got freedom :smileyhappy:
Give it 6 months of usage and give it another go!
Regular Contributor
apandabear
Posts: 200
Registered: ‎03-15-2012
0

Re: Mini App Day - Success!


B335is wrote:
Boo! Well at least you got freedom :smileyhappy:
Give it 6 months of usage and give it another go!

Definitely! I have some great cards with good rewards. Time to start strategizing! 

2009-10 - C/Os
2011 - Debts paid, no open credit
2012 - Rebuilding started, secured cards opened, SL rehabbed - EQ myFICO 636
2014 - 10k Discover, 3.5k Freedom, AmEx Green, SL, Auto Loan - EQ myFICO 695
Valued Contributor
efranklin23
Posts: 1,547
Registered: ‎11-14-2013
0

Re: Mini App Day - Success!


apandabear wrote:

Hi all!

 

I asked for help in a previous post and had my app spree today! My EQ fico updated to a lovely 669 after one of my cards reported to $0, so I hit the go button!

 

The YAY!

American Express Green Card - APPROVED! NPSL 

I only applied green because HELLO annual fees. I don't know if I'll use it enough to justify the higher cards right now. Especially since.....

 

Chase Freedom - APPROVED $3,500

 

(edit to add NEW approval!)

Discover IT - APPROVED $10,000

 

And the meh 

Ebates Visa (GE backed) - no immediate decision

 

Amazon Visa (Chase backed) - reconned/denied

 

 

All in all, a fantastic day! I am now a member of the Amex family, and have a Chase Freedom -- wow!


Congrats on your nice app spree!!!

 

FTW, Chase doesn't like it when you app for two of their cards in a short time span (especially with baddies on file in the last couple of years). Since you have the Freedom, Recon at this point for the card will up with a denial 90% of the time (seeing your CS and baddies listed)

$13.5K$7K6K$15K$5K1K
$5K

EQ-659 TU-676 EX-705 (as of 8-15-14)
Established Contributor
Uppingmyscore
Posts: 516
Registered: ‎12-28-2012
0

Re: Mini App Day - Success!

Awesome spree!!!

My Wallet: Amex Express BCE $27,000, Amex Express Blue Sky $6,000, Discover $10,000, Chase Freedom $5,000, Capital One $3,750, Barclay $8,500 (AU), Jared $10,000, Pottery Barn $8,000, Sam's $10,000, Ashley's Furniture $6,000, Lowe's $7,500 (AU), Express Next $2,960, and Macy's Store Card (Joint Account) $2,000.

Last Application March 25, 2014. Score ranges 700+
Senior Contributor
alvon123
Posts: 9,001
Registered: ‎09-24-2013
0

Re: Mini App Day - Success!

congrats


Regular Contributor
apandabear
Posts: 200
Registered: ‎03-15-2012
0

Re: Mini App Day - Success!

[ Edited ]

efranklin23 wrote:

Congrats on your nice app spree!!!

 

FTW, Chase doesn't like it when you app for two of their cards in a short time span (especially with baddies on file in the last couple of years). Since you have the Freedom, Recon at this point for the card will up with a denial 90% of the time (seeing your CS and baddies listed)



Thank you! This is good information to have, and completely understandable. I have some relationships to start fostering!

 

I honestly shop Amazon a lot and just wanted an extra perk for it, but I will make do for now. I should get 5% back for Amazon in Q4 anyway, thanks to my current lineup!

2009-10 - C/Os
2011 - Debts paid, no open credit
2012 - Rebuilding started, secured cards opened, SL rehabbed - EQ myFICO 636
2014 - 10k Discover, 3.5k Freedom, AmEx Green, SL, Auto Loan - EQ myFICO 695

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