Mini-Spree results, 4.5 years post-BK 7

Billybob_TX · ‎09-05-2014

Hadn't added any new tradelines in a couple of years, and I travel a lot for my work so I went in for a few apps the past few weeks. I concentrated on travel-related cards with no AF's.

Began with each CRA in the low 700's, 1 inq on each. EX on ice since they consistently refuse to correct many things such as old addys.

Pre-spree holdings:

Barclays Priceline Shat 8.2K, CapOne QS1 5k, BBRZ MC 500, Macys 2k, Kays 5.1k

Apped for:

Discover It, Approved 1.5k (Pulled EQ)

SSFCU Security Service FCU Travel Rewards, Approved 8k (Pulled TU)

CapOne VentureOne, Approved 10k (Pulled TU, EQ)

Barclays Sallie Mae, Approved 5k (Pulled TU)

Amex Gold, DECLINED, (Pulled EX which I unfroze for the app) Not BK friendly.

There is life after BK!

s_haliz · ‎09-05-2014

Congrats!!!!!!

TU FICO 850 | EQ FICO 850 I EX FICO 850

CreditMagic7 · ‎09-05-2014

Congrats! Thanks for sharing

coldnmn · ‎09-05-2014

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

pizza1 · ‎09-05-2014

Congrats to you!!! That's great!

barbaralee · ‎09-05-2014

Awesome, especially on the Discover!

mossmanb5 · ‎09-05-2014

ongrats

72 cards and done 312,800 in available credit
0.5% uti / 2.2 aaoa
eq 698 / ex 712 / tu 729

inqs= eq 48 / ex 35 / tu 15

Tony275 · ‎09-06-2014

Great limits to start with!! Keep up the good work and welcome to the garden!!

Congrats!

alvon123 · ‎09-06-2014

congrats

Navy Cash Rewards Visa Signature 30,000 @ 11.65%

Comenity Caesars Rewards Visa $20,000 @22.99%

USBANK Kroger Rewards World Elite Mastercard $19,000 @23.99%

Slim1Der · ‎09-06-2014

@Billybob_TX wrote:
Hadn't added any new tradelines in a couple of years, and I travel a lot for my work so I went in for a few apps the past few weeks. I concentrated on travel-related cards with no AF's.

Began with each CRA in the low 700's, 1 inq on each. EX on ice since they consistently refuse to correct many things such as old addys.

Pre-spree holdings:
Barclays Priceline Shat 8.2K, CapOne QS1 5k, BBRZ MC 500, Macys 2k, Kays 5.1k

Apped for:
Discover It, Approved 1.5k (Pulled EQ)
SSFCU Security Service FCU Travel Rewards, Approved 8k (Pulled TU)
CapOne VentureOne, Approved 10k (Pulled TU, EQ)
Barclays Sallie Mae, Approved 5k (Pulled TU)
Amex Gold, DECLINED, (Pulled EX which I unfroze for the app) Not BK friendly.

There is life after BK!

CONGRATS! That's awesome!

I can't wait to be able to make love to AMEX, but for now, sadly, it's true...they're just not BK friendly. we will get there though!

EX - 751 EQ - 732 TU - 752
Over $200k in revolving credit lines
10% Overall UTI
BK Discharge Jan 2009