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Congrats. Smart move on Cap 1. You saved 3 Hard Pulls.
@lonelyisland wrote:
"2nd app was for Discover..they prequalified me for 1 card but downgraded me to the IT card when I applied"
What card did you think you were applying for?
I honestly dont know. I used the pre qualify think and it matched me to what I thought was an IT card.. So I applied and i got the message unfortunatly we cannot approve you but we do have an offer for you scroll down to accept the adjusted offer..something along those lines anyway. Maybe it was an IT card but with a better interest rate I was applying for? I'm not sure but I was approved for an IT card, but the message said my limit will come with the card 5-7 days
Thanks for the support everyone. I have come a long way in a bit over a year..apparently even further then I thought I had, and I know I owe so much to the members here. So many knowledgeable people who are very supportive. Thanks again!
That makes sense. I think the prequalify shows everyone the it card with 14 months @0% APR, then I think might offer different terms based on credit. Its a great card
Congrats on your new CL's and new home!
Guys I don't beleive this. I was so happy about those results I decided to try for another.
I aplied for the Chase Slate figuring I might have those 2 pulls from chase combined if I get lucky.. I got the 30 days message. I assume I will be declined. I go tcurious and checked for Amex prequalifications and did not get any offers as expected. I decided to apply for the Amex Everyday anyway because this day has already been so great. Lonest review loading screen ever ...after over 2 minutes I got the congratulations screen!! OMG I justy got an AMEX. I honestly don't think I have any business getting approved for this card this is nuts. I guess i'll be able to log in and learn my credit limit tomorrow. Best Day Ever!
@sumthin28 wrote:Guys I don't beleive this. I was so happy about those results I decided to try for another.
I aplied for the Chase Slate figuring I might have those 2 pulls from chase combined if I get lucky.. I got the 30 days message. I assume I will be declined. I go tcurious and checked for Amex prequalifications and did not get any offers as expected. I decided to apply for the Amex Everyday anyway because this day has already been so great. Lonest review loading screen ever ...after over 2 minutes I got the congratulations screen!! OMG I justy got an AMEX. I honestly don't think I have any business getting approved for this card this is nuts. I guess i'll be able to log in and learn my credit limit tomorrow. Best Day Ever!
Congrats on the cards and the house! Keep us posted on limits!
Congrats with all your approvals!
congrats
I applied for the cards literally an hour after closing, so no the mortgage is not on my reports.