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Mini app spree success (2 for 2)!

Contributor

Mini app spree success (2 for 2)!

So I applied for both student versions of citi forward and discover it cards and was both approved!
Citi forward - $2500
Discover IT - $1000

Although I'm greatful for the approval, I feel like the discover limit should be higher. Has anyone had experiences with discover credit limit recons? How did it go for u?

Credit Karma (TU) : 745 Discover FICO (TU): 770 Credit Sesame (EX): 735 myFICO (EQ) - 713
Amex Simplycash Business - $7000 Travelocity AMEX - $1400 Amex TrueEarnings - $7500 Chase Sapphire - $6000 Citi Forward Student - $5000 Discover IT Student - $1900
Message 1 of 13
12 REPLIES
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Valued Contributor

Re: Mini app spree success (2 for 2)!


charleeislegend wrote:

So I applied for both student versions of citi forward and discover it cards and was both approved!
Citi forward - $2500
Discover IT - $1000

Although I'm greatful for the approval, I feel like the discover limit should be higher. Has anyone had experiences with discover credit limit recons? How did it go for u?


Congrats on your mini app spree! Discover usually never gives a CLI at time of activation or recon. Wait the 6 months to get the auto CLI. They are usually really generous. But if you do get one keep us posted. 


Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Message 2 of 13
Established Contributor

Re: Mini app spree success (2 for 2)!


charleeislegend wrote:

So I applied for both student versions of citi forward and discover it cards and was both approved!
Citi forward - $2500
Discover IT - $1000

Although I'm greatful for the approval, I feel like the discover limit should be higher. Has anyone had experiences with discover credit limit recons? How did it go for u?


Congrats on the approvals. I agree your starting limit is kind of low. Maybe it's because you applied for student versions because both your FICO scores and limits on existing cards are pretty good.

AMEX: $0/$25,000, CSP: $0/$6500, Chase Priority Club: $0/$3500, Freedom: $0/$6000, Barclays NFL: $0/$7000 Discover: $0/$14,000, Citi Dividend: $0/$3500

EQ FICO - 753
TU FICO - 701
EX FICO(AMEX) - 707
Message 3 of 13
Contributor

Re: Mini app spree success (2 for 2)!


SwiftTone wrote:

charleeislegend wrote:

So I applied for both student versions of citi forward and discover it cards and was both approved!
Citi forward - $2500
Discover IT - $1000

Although I'm greatful for the approval, I feel like the discover limit should be higher. Has anyone had experiences with discover credit limit recons? How did it go for u?


Congrats on the approvals. I agree your starting limit is kind of low. Maybe it's because you applied for student versions because both your FICO scores and limits on existing cards are pretty good.


Bleh, i just posted a thread last week asking if student cards would get me a lower credit limit =/ oh well i guess i have to wait 6 months

Credit Karma (TU) : 745 Discover FICO (TU): 770 Credit Sesame (EX): 735 myFICO (EQ) - 713
Amex Simplycash Business - $7000 Travelocity AMEX - $1400 Amex TrueEarnings - $7500 Chase Sapphire - $6000 Citi Forward Student - $5000 Discover IT Student - $1900
Message 4 of 13
Valued Contributor

Re: Mini app spree success (2 for 2)!


chnceit wrote:

charleeislegend wrote:

So I applied for both student versions of citi forward and discover it cards and was both approved!
Citi forward - $2500
Discover IT - $1000

Although I'm greatful for the approval, I feel like the discover limit should be higher. Has anyone had experiences with discover credit limit recons? How did it go for u?


Congrats on your mini app spree! Discover usually never gives a CLI at time of activation or recon. Wait the 6 months to get the auto CLI. They are usually really generous. But if you do get one keep us posted. 


+1 just keep the balance low and you should see a bump at the 6 mo mark.

ccpics2.jpg
Message 5 of 13
Established Contributor

Re: Mini app spree success (2 for 2)!

If you are under 21, you won't get a client from discover. Grats on the approvals and that forward will surely grow Smiley Happy
Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Message 6 of 13
Established Contributor

Re: Mini app spree success (2 for 2)!

Lol auto correct. I meant cli
Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Message 7 of 13
Valued Member

Re: Mini app spree success (2 for 2)!

Op, what is your income if you don't mind sharing? Thank you 

Message 8 of 13
Valued Contributor

Re: Mini app spree success (2 for 2)!

Congrats on the approvals!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 9 of 13
Established Contributor

Re: Mini app spree success (2 for 2)!

Congrats

Message 10 of 13