Regular Contributor
Posts: 197
Registered: ‎05-11-2013

Multiple Credit Card Approvals

Hi Guys...


Just curious... How does getting approved for 2 credit cards at one time affect my score?



Frequent Contributor
Posts: 459
Registered: ‎10-08-2011

Re: Multiple Credit Card Approvals

The inquiries will have a more immediate effect and lower scores a bit. The cards themselves won't effect you in any way until they first report. After that, it depends on a whole host of variables (total accounts open, total utilization, debt-to-income, etc.)


tl;dr: It depends.

Senior Contributor
Posts: 6,970
Registered: ‎01-05-2013

Re: Multiple Credit Card Approvals

Without a complete credit profile, it's hard to say.  It good be significant or it might be minimal; it all depends on what was on file before.

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