I must be cold, bored, crazy....or all three. Three for three with apps this week, though. Who knew? First app spree with no 7-10 day messages! The latest, Barclays Ring for $10,000. It's strange that when you start thinking about apping, a zillion different scenarios abound in your head. The biggest dilemma is which cards, of course, then obssessing over which cards pull which bureaus. And, endless checking forum threads for advice! I decided to app Barclays because after approvals from Discover and Chase this week, Equifax and Experian pulls were something I did not want to revisit. So, I followed members advice on apping the CC that forum members know pulls TU-Barclays.
I love Barclays app experience, here's why: Fast app approval with the CL plastered right in the middle of approval in large font. Barclay's allows you to register right away for your online banking, with a credit card number already created! You can set your alerts, contact info, etc. FICO score not available until receiving card, though. An intuitive site, your credit line, personal info and account number is set up as if you went through the process of waiting to receive your card and registering it after activation. Well done, Barclays. I hope service is up to par.
As always, thanks to forum members for their insights.
.Citi FICO-836 Barclays TU FICO; 827. Discover Fic0-826; CK:EQ-821; TU-819; CS-819; Total credit-$165,500: NASA-29,700; AMEX BCP-17,000; AMEX EDP-20,000; CSP-14,400; Barclay Ring-10,000; Discover It-9,000; U.S.Bank Sig Visa13,000; United TeleTech Federal Credit Union-$9000; Citi Double Cash-9900; Citi TYP-7,700; Discover Cashback Bonus-7,200;Chase Freedom-6,500; AMEX HHilton Honors-5000; Barclay NFL Extra Points-$5000. Utility always 1-2%
⋅ INQs: 6
