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My Brother Instantly Approved Discover IT!!!!

Regular Contributor

My Brother Instantly Approved Discover IT!!!!

My brother is two years younger than me and this is his first card on his own! He does have a BB&T card that my mom co signed for him with a $500 limit. He also has a motorcycle loan. But I am so proud of him! I recently got the Chase Freedom and he applied for that also and got the 7 to 10 days so he still has a shot but I suggested he go for the Discover IT! So glad he did! Now waiting to see his limit!!!
AMEX BCE- $12,600 I Discover IT- $10,000 I Chase Freedom- $7,000 I Citi Double Cash- $3,300 I Best Buy- $2,800 I Bayport CU Visa- $1,000
Message 1 of 21
20 REPLIES
Regular Contributor

Re: My Brother Instantly Approved Discover IT!!!!

Also question. My girlfriend said she got to select her card design once she was approved! My brother said he never saw the option, does anyone know about this?
AMEX BCE- $12,600 I Discover IT- $10,000 I Chase Freedom- $7,000 I Citi Double Cash- $3,300 I Best Buy- $2,800 I Bayport CU Visa- $1,000
Message 2 of 21
Moderator Emerita

Re: My Brother Instantly Approved Discover IT!!!!

Congrats to your brother. He can select his design when he logs into his account - I think under profile. Sorry I'm on my phone now and can't double check. Also, have him call Chase's back door number- they just might want to verify
Message 3 of 21
Regular Contributor

Re: My Brother Instantly Approved Discover IT!!!!

Sounds good! Ill have him log in! And I keep trying to talk him into calling Chase but I think he's kinda afraid. He probably definitely won't now since he got the Discover and he's happy with that! It still can't hurt to try to get he card though since he already took the hit. I guess we'll see.
AMEX BCE- $12,600 I Discover IT- $10,000 I Chase Freedom- $7,000 I Citi Double Cash- $3,300 I Best Buy- $2,800 I Bayport CU Visa- $1,000
Message 4 of 21
Moderator Emerita

Re: My Brother Instantly Approved Discover IT!!!!

Message 5 of 21
Moderator Emerita

Re: My Brother Instantly Approved Discover IT!!!!

I understand though, my DH is the same hates talking to them on the phone. Lol
Message 6 of 21
Regular Contributor

Re: My Brother Instantly Approved Discover IT!!!!

Yeah it is definitely a little intimidating, especially if you tend to be the shy type. I'll push him a little but if he's persistent on not, i'll just let him be. At least he did get a good rewards card and hes happy about it. Thats what matters.
AMEX BCE- $12,600 I Discover IT- $10,000 I Chase Freedom- $7,000 I Citi Double Cash- $3,300 I Best Buy- $2,800 I Bayport CU Visa- $1,000
Message 7 of 21
Mega Contributor

Re: My Brother Instantly Approved Discover IT!!!!

So did he call Discover for the CL?




EQ FICO 548 3/3/16
Message 8 of 21
Frequent Contributor

Re: My Brother Instantly Approved Discover IT!!!!

Don't let him waste the hard pull for Chase.  Have him call the backdoor number.  They may just want to verify some info.

Barclays USAir World MC $8300 - DCU $7500 - USAA World MC $7000 - PayPal Extras MC (GE) $5500 - Chase Saphire Preferred $5000 - Discover It $6000 - Barclays Sallie May $2700 - Chase Freedom $1000 - Capital One $8500 (business) - store cards ranging from $500-$9500
Message 9 of 21
Regular Contributor

Re: My Brother Instantly Approved Discover IT!!!!

I really wish I could convince him to do it! He just refuses!!!!!!!!!!
AMEX BCE- $12,600 I Discover IT- $10,000 I Chase Freedom- $7,000 I Citi Double Cash- $3,300 I Best Buy- $2,800 I Bayport CU Visa- $1,000
Message 10 of 21