Credit Cards Center Credit cards from our partners
Reply
Senior Contributor
Posts: 7,693
Registered: ‎01-05-2013
0

Re: My Discover IT just arrived...


Pilotdude wrote:

It's the 5% bonus category thingamajiggydohickey(<<<technical term)

We sign up online like the other Discover cards do/did. Smiley Happy


Ah, ok - thanks.  Did that already.  Thought  I was missing out on a points bonus.

Super Contributor
Posts: 7,132
Registered: ‎02-27-2013
0

Re: My Discover IT just arrived...

[ Edited ]

Pilotdude wrote:

MUHAHAHA  The paperwork they sent with it, lists my FICO score from Equifax as 779!!!  Thats right!! Smiley Surprised


nice! grats!!!!

 

they're hinting you to go on an app spree with lenders that pull EQ! haha jkjk

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Mega Contributor
Posts: 15,453
Registered: ‎04-09-2011
0

Re: My Discover IT just arrived...

Discover's CSR's are like them lonely old ladys at home.................cant wait to talk your ear off when that phone rings!!!Smiley Very Happy




EQ FICO 548 3/3/16
Super Contributor
Posts: 7,132
Registered: ‎02-27-2013
0

Re: My Discover IT just arrived...


LS2982 wrote:

Discover's CSR's are like them lonely old ladys at home.................cant wait to talk your ear off when that phone rings!!!Smiley Very Happy


oh my god i thought i got a chatty/witty lady the first time i called. so all of them are like that? Smiley Very Happy

 

Chase's CSP reps are also very different from their 'normal' reps. They're a lot more chatty O_O

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Senior Contributor
Posts: 7,693
Registered: ‎01-05-2013
0

Re: My Discover IT just arrived...


enharu wrote:

Pilotdude wrote:

MUHAHAHA  The paperwork they sent with it, lists my FICO score from Equifax as 779!!!  Thats right!! Smiley Surprised


nice! grats!!!!

 

they're hinting you to go on an app spree with lenders that pull EQ! haha jkjk


Excellent score!  Interesting - they pulled TU for me.

Super Contributor
Posts: 7,132
Registered: ‎02-27-2013
0

Re: My Discover IT just arrived...

I just got notification from equifax that they pulled EQ for me. Nothing from creditkarma or Experian's side, so I'm guessing that's the only thing they pulled for me.

I am in Los Angeles, California.

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Senior Contributor
Posts: 7,693
Registered: ‎01-05-2013
0

Re: My Discover IT just arrived...


enharu wrote:

I just got notification from equifax that they pulled EQ for me. Nothing from creditkarma or Experian's side, so I'm guessing that's the only thing they pulled for me.

I am in Los Angeles, California.

 


I'm in New Jersey.  Guess CRA varies by region.

Super Contributor
Posts: 7,132
Registered: ‎02-27-2013
0

Re: My Discover IT just arrived...


FocusedAndDetermined wrote:

enharu wrote:

I just got notification from equifax that they pulled EQ for me. Nothing from creditkarma or Experian's side, so I'm guessing that's the only thing they pulled for me.

I am in Los Angeles, California.

 


I'm in New Jersey.  Guess CRA varies by region.


yea for some reason most of the lenders like to pull EX in socal area.

I went through my CR over the years and Discover is the ONLY inquiry I have gotten on my EQ for the past 5 years. My TU is still pristine to my knowledge.

My EX report on the other hand is too sad to watch.

 

I ought to move to some place where they pull only EQ/TU for the summer, go on an app spree, then move back home.

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Senior Contributor
Posts: 7,693
Registered: ‎01-05-2013
0

Re: My Discover IT just arrived...


enharu wrote:

FocusedAndDetermined wrote:

enharu wrote:

I just got notification from equifax that they pulled EQ for me. Nothing from creditkarma or Experian's side, so I'm guessing that's the only thing they pulled for me.

I am in Los Angeles, California.

 


I'm in New Jersey.  Guess CRA varies by region.


yea for some reason most of the lenders like to pull EX in socal area.

I went through my CR over the years and Discover is the ONLY inquiry I have gotten on my EQ for the past 5 years. My TU is still pristine to my knowledge.

My EX report on the other hand is too sad to watch.

 

I ought to move to some place where they pull only EQ/TU for the summer, go on an app spree, then move back home.

 


LMAO

Super Contributor
Posts: 6,236
Registered: ‎02-23-2011
0

Re: My Discover IT just arrived...

The thrill and excitement of receiving a new card never gets old, at least not for me.  I always rush out immediately to buy a cup of coffee at Starbucks!

 

Congrats on your new card!

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.