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My first spree -- I'm happy!

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Anonymous
Not applicable

Re: My first spree -- I'm happy!

Congrats!

Message 11 of 21
Focused10
Established Contributor

Re: My first spree -- I'm happy!

Awesome! Congrats!

;;;
BCE: $2K | Amazon: $5K | BBVAmex: $7.5K | AAdvntge: $8.5K | AMEX: $30K | Frdm: $10K | Citi: $6.2K | FNB: $10K | NASA: $25K | CapOne QS: $10K | Chase Marriott: $12K ~ Garden 3.2.16
Message 12 of 21
MissMoni223
Senior Contributor

Re: My first spree -- I'm happy!

CONGRATS on your NEW house and your very successful 1st App Spree!!! Oh yeah, and WELCOME to the Garden!!! Smiley Happy

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)
Message 13 of 21
Anonymous
Not applicable

Re: My first spree -- I'm happy!

Congrats on the home purchase and the new CL's!  I would try to recon again with Chase.. maybe you can get someone nicer LOL

Message 14 of 21
cflowers0115
Regular Contributor

Re: My first spree -- I'm happy!

Great story! And congratulations on the new home!

Starting Scores: 8/13/18: EQ: 556 TU: 521 EX: 544
Message 15 of 21
nmbrsgrl
Contributor

Re: My first spree -- I'm happy!

Congratulations!




Starting Score: 582
Current Score: EQ658|TU654|EX640 as of 10/19/15
Goal Score: 720+


Take the myFICO Fitness Challenge
Message 16 of 21
Anonymous
Not applicable

Re: My first spree -- I'm happy!

I would wait for at least 18 months before applying for chase. Let what you have grow and mature. Congratulations on the quicksilver card. I love that card because it has unlimited cash back and no interest until next year. Also as described on their website, if you pay your bills on time for 6 months you will get a guaranteed CLI.
Message 17 of 21
Jerry45
Valued Contributor

Re: My first spree -- I'm happy!

Amex Sweet!!! Congrats

Message 18 of 21
Anonymous
Not applicable

Re: My first spree -- I'm happy!

Congrats. So amazing to hear succes stories. 

Message 19 of 21
NRB525
Super Contributor

Re: My first spree -- I'm happy!

Congratulations on the new cards!

You may want to hang on to those earlier CapOne cards for quite a while. If there are no AF, they can continue to contribute a positive bit to your credit. They were the launch pad which got you the QS at $10k.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 20 of 21
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