NASA PLOC approved, CLI and APR Reduction on credit card!!!!

[itguy_65]

Congratulations!  Thanks for the valuable information.

[itguy_65]

A couple questions, if you don't mind...  Is your APR on the PLOC at 8.5%?  Are they still at a max total exposure of $50K for combined Credit Card and PLOC limits??

[fratboy9tx]

Yes my APR on the PLOC is 8.25%. And yes the max with them is $50k. The rep originally said she could increase my card to $25K from $15k and lower my APR. But when it got to underwriting, they only allowed it to go to $20k because of the $30K PLOC and I hit the limit. So yes, still $50k.

[itguy_65]

Thank you.  Yes, my PLOC was also at 8.25%, but increased to 8.50% this month with the fed increase (variable 5.0% + prime).

[fratboy9tx]

Oh crap! Yea you are right..my PLOC is also 8.5%...sorry I was on break at work and didnt remember right!

[Anonymous]

Congratulations! When I leave the garden I am hoping for success with the NASA PLOC!

[Anonymous]

Congrats

[DeeBee78]

Congrats on all that success!

One question, is that PLOC a hidden tradeline? I'm looking to move a high-interest loan into a PLOC in a couple of months, and would ideally prefer it be a hidden TL. 

I haven't updated my scoes in a while, but I'm pushing 675 on all three bureaus. 

[Loquat]

Awesome!  Not a bad way to start the weekend!

[fratboy9tx]

I am not sure about being hidden...it hasnt been reported to the bureaus yet.  But it will probably show up since it is a revolving account.