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I have been lurking around here for a few months and the information has been invaluable.
I saw all the hype about NASA and jumped on the bandwagon. I didn't need the card, but went for it anyway.
Just got approved and funded today. Apped two days ago and received the approval email earlier.
$30K Cash Rewards.
I guess I should be happy, but I am thinking I shouldn't have done it since I ddin't need it.
I had a BK 9 years ago and have worked hard to get my credit to a respectable place. I guess it will be fine, I just need to respect the limits and not go on a spending frenzy.
Stats:
EX FICO was 737 two months ago when I got the AMEX everyday CC
UTIL is about 30% on about $20k in credit lines
EX INQS: 3
3 new accounts in the last 2 months
Income: $73K
@Anonymous wrote:I have been lurking around here for a few months and the information has been invaluable.
I saw all the hype about NASA and jumped on the bandwagon. I didn't need the card, but went for it anyway.
Just got approved and funded today. Apped two days ago and received the approval email earlier.
$30K Cash Rewards.
I guess I should be happy, but I am thinking I shouldn't have done it since I ddin't need it.
I had a BK 9 years ago and have worked hard to get my credit to a respectable place. I guess it will be fine, I just need to respect the limits and not go on a spending frenzy.
Stats:
EX FICO was 737 two months ago when I got the AMEX everyday CC
UTIL is about 30% on about $20k in credit lines
EX INQS: 3
3 new accounts in the last 2 months
Income: $73K
Congrats on the 30K CL. I'm sure you will be able to respect that limit. As you will initially take a hit in AAoA, it will really help your total UTIL. A good trade off for a few SPs.
SD that puppy and go in peace ...
Congrats! Welcome to the forum and thanks for sharing.
Buy an airplane!. Only kidding,its a good test to see if you learned from past mistakes. I hope I have.
Congratulations on the great limit. Yes, it is great to test that you have learned from past mistakes!!
Congrats!!!!!!!!!
Congratulations on the approval! Im sure you will be just fine
congrats! with all your work on rebuilding your credit, I guess it's like your badge of honor, carry it with pride!
It's a great limit for two SPs. Take it, let it help pad your UTL and it'll make other lenders be a little more generous in the future when giving CLIs or new cards. Other have said to SD it and have it as a badge of honor ha. I agree.
Congrats