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@Ron1 wrote:
@CreditMagic7 wrote:Just run across this from the first post. Brylane Home Visa
Hah. Had i known this i would have kept the one i closed earlier this year. Oh well, live n learn
Sorry to hear!!! I still have my Onestopplus Visa. I got thru SCT many years ago.
Ron.
Hi Ron.
I actually been considering accepting it again if it pops up. Been getting lots of "we want you back" emails and i have used this one quite a bit in the past.
@CreditMagic7 wrote:
@Ron1 wrote:
@CreditMagic7 wrote:Just run across this from the first post. Brylane Home Visa
Hah. Had i known this i would have kept the one i closed earlier this year. Oh well, live n learn
Sorry to hear!!! I still have my Onestopplus Visa. I got thru SCT many years ago.
Ron.
Hi Ron.
I actually been considering accepting it again if it pops up. Been getting lots of "we want you back" emails and i have used this one quite a bit in the past.
I heard they discontinued Brylane Home Visa and OneStopPlus Visa a few years ago. They don't offer that any more. They only have the store cards. I use mine every three to six months to keep it active.
Ron.
@Ron1 wrote:
@CreditMagic7 wrote:
@Ron1 wrote:
@CreditMagic7 wrote:Just run across this from the first post. Brylane Home Visa
Hah. Had i known this i would have kept the one i closed earlier this year. Oh well, live n learn
Sorry to hear!!! I still have my Onestopplus Visa. I got thru SCT many years ago.
Ron.
Hi Ron.
I actually been considering accepting it again if it pops up. Been getting lots of "we want you back" emails and i have used this one quite a bit in the past.
I heard they discontinued Brylane Home Visa and OneStopPlus Visa a few years ago. They don't offer that any more. They only have the store cards. I use mine every three to six months to keep it active.
Ron.
Ah did not know that. Thanks for some info.
Roseyk if you dont mind me asking .....what cards do you currently have and their limits?
@Anonymous wrote:Roseyk if you dont mind me asking .....what cards do you currently have and their limits?
I will say that I have 14 accounts, all that I use with the exception of one. 3 are Visa cards and it's over $45,000 total CL as of today.
All 3 Fico 8 Scores are 642 for all burueas
My Vantage 3.0 scores are 680 for all burueas.
This is what is on all 3 reports before I applied for the commenity cards.
Chase Amazon with a $2500 limit, open for 6 months
Discover it with a $2500 limit, open for 3 months
Capital One Secured with a $500 limit open for 10 months
Capital One Plat with a $1000 limit, open for 8 months
Walmart with $400 limit open for 8 months
Old Navy with $500 limit open for 8 months
Target with $1000 limit open for 8 months
I have 8 to 9 inquiries on all 3 reports.
I have $100 collection account that is a year old on all 3 reports.
I tried every single one on the list on page 1. These are what I was approved for. I hit the luv button on all of them immediately after account setup. The only one that gave me an instant CLI was Overstock. Hope this helps someone.
Ann Taylor - $500
Appleseeds - $250
Bedford Fair - $500
Buckle - $300
Drapers & Damon's - $250
Eddie Bauer - $500
Express Next - $500
Fullbeauty - $500
Haband - $250
HSN - $1000
Jessica London - $500
LinenSource - $250
Motorola - $1250
Norm Thompsons - $250
OneStopPlus - $ (Said I was approved but I coudln't get the login to work. (I think it's the same as fullbeauty)
Overstock - $500 (hit luv button immediately and bumped to $800)
Roaman's - $500
Sahalie - $250
Solutions - $250
Victoria's Secret - $350
Venus - $500
Wintersilks - $250
Women Within - $500
23 SCT approvals
...............speechless
@Anonymous wrote:I tried every single one on the list on page 1. These are what I was approved for. I hit the luv button on all of them immediately after account setup. The only one that gave me an instant CLI was Overstock. Hope this helps someone.
Ann Taylor - $500Appleseeds - $250
Bedford Fair - $500
Buckle - $300
Drapers & Damon's - $250
Eddit Bauer - $500
Express Next - $500
Fullbeauty - $500
Haband - $250
HSN - $1000
Jessica London - $500
LinenSource - $250
Motorola - $1250
Norm Thompsons - $250
OneStopPlus - $ (Said I was approved but I coudln't get the login to work. (I think it's the same as fullbeauty)
Overstock - $500 (hit luv button immediately and bumped to $800)Roaman's - $500
Sahalie - $250
Solutions - $250
Victoria's Secret - $350
Venus - $500Wintersilks - $250
Women Within - $500
Wow! that's a lot of approvals!! Congrats. Will you use them or are they more for utilization?
@Anonymous wrote:I tried every single one on the list on page 1. These are what I was approved for. I hit the luv button on all of them immediately after account setup. The only one that gave me an instant CLI was Overstock. Hope this helps someone.
Ann Taylor - $500Appleseeds - $250
Bedford Fair - $500
Buckle - $300
Drapers & Damon's - $250
Eddit Bauer - $500
Express Next - $500
Fullbeauty - $500
Haband - $250
HSN - $1000
Jessica London - $500
LinenSource - $250
Motorola - $1250
Norm Thompsons - $250
OneStopPlus - $ (Said I was approved but I coudln't get the login to work. (I think it's the same as fullbeauty)
Overstock - $500 (hit luv button immediately and bumped to $800)Roaman's - $500
Sahalie - $250
Solutions - $250
Victoria's Secret - $350
Venus - $500Wintersilks - $250
Women Within - $500
Wow, did I count 22 new accounts, all at once?
A serious caveat of a rash of new accounts is that now virtually no other issuer will approve an account for a while. There may be zero inquiries, but these new accounts will start showing up, sometimes even with the zero balance. New accounts will make the AAoA drop drastically.
I've opened about 15 accounts in the last year, but they're spaced out, on top of a 20+ year credit file with some old accounts, and I can legitimately say that as my credit profile improved, I opened new accounts to get the better terms my improved profile merited.
jmacredit
You might want to open a new topic in approvals. This is certainly the most i ever seen at one time from the SCT all at once