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New Member
Posts: 7
Registered: ‎09-09-2013
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Re: NEW UPDATED LIST for Comenity Bank Store Cards- can be useful for Shopping cart trick

Victor1:

 

If you received the 7-10 day meesage - I would call the number listed and ask them if there is any additional information that you could give them to help speed up the approval process. You might as well since you already took the hard pull for it. Be kind and professional when speaking to them as it may help in the decision if you are border line for the approval.

New Member
Posts: 6
Registered: ‎06-01-2013
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Re: NEW UPDATED LIST for Comenity Bank Store Cards- can be useful for Shopping cart trick

also tried onestopplus and got store card preapproved , I didnt want to get it tho.

 

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11-25-2013
Valued Contributor
Posts: 2,121
Registered: ‎03-30-2012
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Re: NEW UPDATED LIST for Comenity Bank Store Cards- can be useful for Shopping cart trick


Victor1 wrote:

followed your steps, tried several times clearing history and cookies each time and no dice. I continued purchase as Guest idk if that might have played a role. I dont think so tho because i didnt have to make an account for the express card.

I also signed up with Total Rewards but no pop up. I went for the Hard Pull after seeing the link for the app at the bottom of the page and got 7-10 day message.

This was with 671 EQ I just checked.

 

We've received your application. 
 
   
 Dear valued customer, 
   
 Thank you for your Total Rewards® Visa® credit card application. We are reviewing the information you provided, and we will contact you by mail within 7-10 business days. 
   
   
   
 If you have questions about this message or your Total Rewards® Visa® credit card account, please call our Customer Care team at 1-855-381-5715 (TDD/TTY:1-800-695-1788). We will be happy to help you.

As someone who apped for this one with a 698 EQ and denied, it's not really looking good. They cited limited credit experience and too many recently opened accounts (yes, even if they were their own).

 

Kinda annoying since there have been reports of approvals with similar scores.

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $5000 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $1950 | Target: $2200 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Valued Contributor
Posts: 2,121
Registered: ‎03-30-2012
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Re: NEW UPDATED LIST for Comenity Bank Store Cards- can be useful for Shopping cart trick

I didn't see the HSN (Home Shopping Network) card on this list. They have a MasterCard version as well.

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $5000 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $1950 | Target: $2200 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Frequent Contributor
Posts: 293
Registered: ‎03-08-2013
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Re: NEW UPDATED LIST for Comenity Bank Store Cards- can be useful for Shopping cart trick

@injustifiiable! Thanks looks like I did miss HSN : )
Starting Score: EX: 650 EQ: 630 TU: 620 01/06/2014
Current Score: EX: 673 EQ: 673 TU: 643 05/06/2015 / Last App: 05/04/2015 / In the Garden Until: 01/04/2017
Desired Scores EQ 700 EX 700 TU 700
1k 2k 4k $2,200
Valued Contributor
Posts: 2,121
Registered: ‎03-30-2012
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Re: NEW UPDATED LIST for Comenity Bank Store Cards- can be useful for Shopping cart trick


JMills wrote:
@injustifiiable! Thanks looks like I did miss HSN : )

There is also a Discover version of the True Value card. :-)

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $5000 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $1950 | Target: $2200 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Super Contributor
Posts: 8,180
Registered: ‎05-23-2009
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Re: NEW UPDATED LIST for Comenity Bank Store Cards- can be useful for Shopping cart trick


injustifiiable wrote:

JMills wrote:
@injustifiiable! Thanks looks like I did miss HSN : )

There is also a Discover version of the True Value card. :-)


TrueValueDiscover_CC_Splash8634.png

Regular Contributor
Posts: 240
Registered: ‎05-09-2013
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Re: NEW UPDATED LIST for Comenity Bank Store Cards- can be useful for Shopping cart trick

Grand Rental Station DISCOVER card issued by comenity. 

 

and 

 

Taylor Rental DISCOVER card. 

 

Both cards are live, and you have to apply cold. no pre approvals or mention of these cards on grand and taylor websites.

 

I think they are like TrueValue DISCOVER  *BUT* application interface is different, than TrueValue Discover application.

 

By the way TrueValue was instant for me 9.2K , and to my surprise they pulled EXPERIAN.* thanks goes to Finstar for mentioning that card*

 

App interface for TrueValue Disc was new one, perhaps thats why the Instant.  but other Discovers have same old comenity app interface, which always gave me 7-10 msg, and after a week or so i get letter in mail asking me to call to verify application and some security questions ans then always a approval.

 

I would like to know any other Discover and mastercard or visa cards issued by comenity.

 

 

Senior Contributor
Posts: 11,485
Registered: ‎10-21-2012
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Re: NEW UPDATED LIST for Comenity Bank Store Cards- can be useful for Shopping cart trick


waiter wrote:

Grand Rental Station DISCOVER card issued by comenity. 

 

and 

 

Taylor Rental DISCOVER card. 

 

Both cards are live, and you have to apply cold. no pre approvals or mention of these cards on grand and taylor websites.

 

I think they are like TrueValue DISCOVER  *BUT* application interface is different, than TrueValue Discover application.

 

By the way TrueValue was instant for me 9.2K , and to my surprise they pulled EXPERIAN.* thanks goes to Finstar for mentioning that card*

 

App interface for TrueValue Disc was new one, perhaps thats why the Instant.  but other Discovers have same old comenity app interface, which always gave me 7-10 msg, and after a week or so i get letter in mail asking me to call to verify application and some security questions ans then always a approval.

 

I would like to know any other Discover and mastercard or visa cards issued by comenity.

 

 


Thanks waiter.  I can't take all the credit since I almost forgot about it from the huge list (Comenity has soooo many) but I think Ron1 mentioned it too Smiley Happy

Nicely done... $9.2K?  That's a pretty good CL on a Comenity co-branded card for sure!

Frequent Contributor
Posts: 293
Registered: ‎03-08-2013
0

Re: NEW UPDATED LIST for Comenity Bank Store Cards- can be useful for Shopping cart trick

I have updated the list, please let me know if I am missing something

Starting Score: EX: 650 EQ: 630 TU: 620 01/06/2014
Current Score: EX: 673 EQ: 673 TU: 643 05/06/2015 / Last App: 05/04/2015 / In the Garden Until: 01/04/2017
Desired Scores EQ 700 EX 700 TU 700
1k 2k 4k $2,200

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