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NFCU - 4X CLI

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credit_challenged09
Regular Contributor

NFCU - 4X CLI

Just went for a CLI on my NFCU Account.. tried for 10,000.... auto approved for 10K... OMG  my highest credit limit!!!!  I've been keeping my credit well below 10% and paying at least half of my purchases either at the register or pay online and make monthly payments of $100 on accounts with balances..  CLI went from 2500 to 10K in a matter of seconds.    Yay! Me!

FICO Scores: (EX-735-11/12) EQ-757-12/03 (TU-750-11/12)
Discover FICO: 756 - 12/17 Walmart FICO: 750-1/06
USAA FAKO: EX-742 EQ-761 TU-761

Macys $7.2k - NFCU $24k - Discover $6.8k - Cap One $3500 - Nordstrom $3.5k - Wells Fargo $1k - Walmart $4.5k- The Limited $2.5k- Victoria's Secret $2.2k- Bloomingdales $2k- JCP $700
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29 REPLIES 29
Anonymous
Not applicable

Re: NFCU - 4X CLI

Congrats!
Message 2 of 30
coldnmn
Mega Contributor

Re: NFCU - 4X CLI

Congrats! Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
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rootpooty
Valued Contributor

Re: NFCU - 4X CLI

very nice i wish they would give me a limit like that

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
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alvon123
Super Contributor

Re: NFCU - 4X CLI

congrats


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Creditaddict
Legendary Contributor

Re: NFCU - 4X CLI

congrats but per navy's instant counter if the sp cli is in the system you should ask for $25k and get the full amount back.

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MsLadyRover
Valued Contributor

Re: NFCU - 4X CLI

Congratulations!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
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pizza1
Community Leader
Super Contributor

Re: NFCU - 4X CLI

+1 to CA!!!
You should have put in $25k and they will counter with what you can have! You may have left more on the table! That's what I did at first, and then read CA official navy cli post and went back asked for $25k and they countered with $10Smiley Happy
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credit_challenged09
Regular Contributor

Re: NFCU - 4X CLI


@Creditaddict wrote:

congrats but per navy's instant counter if the sp cli is in the system you should ask for $25k and get the full amount back.


think i should try again?

FICO Scores: (EX-735-11/12) EQ-757-12/03 (TU-750-11/12)
Discover FICO: 756 - 12/17 Walmart FICO: 750-1/06
USAA FAKO: EX-742 EQ-761 TU-761

Macys $7.2k - NFCU $24k - Discover $6.8k - Cap One $3500 - Nordstrom $3.5k - Wells Fargo $1k - Walmart $4.5k- The Limited $2.5k- Victoria's Secret $2.2k- Bloomingdales $2k- JCP $700
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Creditaddict
Legendary Contributor

Re: NFCU - 4X CLI


@credit_challenged09 wrote:

@Creditaddict wrote:

congrats but per navy's instant counter if the sp cli is in the system you should ask for $25k and get the full amount back.


think i should try again?


the question now is was $10k your internal counter!

Id risk it for the bisket and put in another cli since you could be talking about thousands and thousands more... but if the possible INQ would be an issue than give it 3-6 months.

do you have the checking line of credit for $15k?

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