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NFCU - 4X CLI

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Scupra
Super Contributor
‎08-02-2014 10:05 PM
‎08-02-2014 10:05 PM

Re: NFCU - 4X CLI

@credit_challenged09 wrote:
Thanks SS! Is this the norm with them.....going from 2.5k to 20k?
Oddly, more normal than you would think haha!
Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 21 of 30
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kalani91
Contributor
‎08-02-2014 11:10 PM
‎08-02-2014 11:10 PM

Re: NFCU - 4X CLI

Congrats! nice limit

EX 724 ,NFCU Cash Rewards 7k DCU Plat 4.1k, Discover IT 2.5k Chase Freedom 2k. . Cap1 Plat $1.5k, Cap1 QS 1k, , Wells fargo 1.5k, Paypal 1.5k
Message 22 of 30
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TheFate
Established Contributor
‎08-02-2014 11:23 PM
‎08-02-2014 11:23 PM

Re: NFCU - 4X CLI

Wow I've never seen a jump like this before...8x CLI?! HUGE CONGRATS!!!

Message 23 of 30
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-Wade-
Valued Contributor
‎08-03-2014 12:39 PM
‎08-03-2014 12:39 PM

Re: NFCU - 4X CLI

@credit_challenged09 wrote:

Just went for a CLI on my NFCU Account.. tried for 10,000.... auto approved for 10K... OMG  my highest credit limit!!!!  I've been keeping my credit well below 10% and paying at least half of my purchases either at the register or pay online and make monthly payments of $100 on accounts with balances..  CLI went from 2500 to 10K in a matter of seconds.    Yay! Me!

Congrats on your CLI Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 24 of 30
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Kenny
Moderator Emeritus
‎08-03-2014 12:40 PM
‎08-03-2014 12:40 PM

Re: NFCU - 4X CLI

@credit_challenged09 wrote:

Just went for a CLI on my NFCU Account.. tried for 10,000.... auto approved for 10K... OMG  my highest credit limit!!!!  I've been keeping my credit well below 10% and paying at least half of my purchases either at the register or pay online and make monthly payments of $100 on accounts with balances..  CLI went from 2500 to 10K in a matter of seconds.    Yay! Me!

Congratulations on your credit limit increase! Smiley Happy Thanks for sharing.

Take the myFICO Fitness Challenge
Message 25 of 30
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devastatah
New Contributor
‎08-03-2014 03:25 PM
‎08-03-2014 03:25 PM

Re: NFCU - 4X CLI

This is the norm for Navy with good treatment they will bump you up.... CONGRATS you will see other creditors start to follow suit when you are responsible with your line from them.

AmEx Platinum NPSL, AmEx Gold Delta 22K, AmEx Everyday 10K, Penfed Defender AmEx 5K, BankAmericard MC 14k, BoA Travel Rewards 18k, Penfed Thrifty Credit Service 500.00 Blispay Visa 7.5k,
NFCU Cash Rewards Visa - 22K, NFCU Plat MC - 22K
Penfed Gold Visa 19K, Lowes 35K, NFCU Visa 14K, NFCU MC 13K, NFCU NavChek LOC - 15K
Discover It 19K, WalMart 20K, Bank of Amer MC 10K, Citi Simplicity $8,800, BarclayCard Rewards MC 11K, AAFES Mil Star 8.1K, Citi Dia Pref Visa $9.7K, USAA Rate Adv MC 7K, , Chase Freedom 3.5K, Chase Amazon Visa 1.6k

724 Discover FICO Nov 14, 735 WalMart FICO Nov 14, Equifax Advantage Pull 740 Sept 2016
Message 26 of 30
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RushXTC
Established Contributor
‎08-03-2014 03:35 PM
‎08-03-2014 03:35 PM

Re: NFCU - 4X CLI

@credit_challenged09 wrote:

Just went for a CLI on my NFCU Account.. tried for 10,000.... auto approved for 10K... OMG  my highest credit limit!!!!  I've been keeping my credit well below 10% and paying at least half of my purchases either at the register or pay online and make monthly payments of $100 on accounts with balances..  CLI went from 2500 to 10K in a matter of seconds.    Yay! Me!

 

Wow, Congrats! Now I'm wondering what would have happened if you tried $20,000? =P

Message 27 of 30
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Scupra
Super Contributor
‎08-03-2014 04:36 PM
‎08-03-2014 04:36 PM

Re: NFCU - 4X CLI

@RushXTC wrote:
@credit_challenged09 wrote:

Just went for a CLI on my NFCU Account.. tried for 10,000.... auto approved for 10K... OMG  my highest credit limit!!!!  I've been keeping my credit well below 10% and paying at least half of my purchases either at the register or pay online and make monthly payments of $100 on accounts with balances..  CLI went from 2500 to 10K in a matter of seconds.    Yay! Me!

 

Wow, Congrats! Now I'm wondering what would have happened if you tried $20,000? =P

Wonder no more, OP requested $25k and was countered to $20k Smiley Happy

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 28 of 30
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RushXTC
Established Contributor
‎08-03-2014 07:03 PM
‎08-03-2014 07:03 PM

Re: NFCU - 4X CLI

@Scupra wrote:
@RushXTC wrote:
@credit_challenged09 wrote:

Just went for a CLI on my NFCU Account.. tried for 10,000.... auto approved for 10K... OMG  my highest credit limit!!!!  I've been keeping my credit well below 10% and paying at least half of my purchases either at the register or pay online and make monthly payments of $100 on accounts with balances..  CLI went from 2500 to 10K in a matter of seconds.    Yay! Me!

 

Wow, Congrats! Now I'm wondering what would have happened if you tried $20,000? =P

Wonder no more, OP requested $25k and was countered to $20k Smiley Happy

 

Oh, Hah! I only read the first post on my first visit to this thread... Thanks for letting me know! =P

 

Congrats again, OP!

Message 29 of 30
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keithbward
Frequent Contributor
‎08-03-2014 07:52 PM
‎08-03-2014 07:52 PM

Re: NFCU - 4X CLI

How long have you had your card with them?

@credit_challenged09 wrote:

i tried it again...this time for 25k....counteroffer of 20k...  OH BOY OH JOY

 

Starting Scores - EX 547 || EQ 541 || TU 538 - 01/21/2014
Current Scores - EX 691 || EQ 628??? || TU 695 - 08/04/2015
Goal Scores - 720 across the board
Current Utilization - 12% and going down
Message 30 of 30
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