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So Tuesday of this week my membership with NFCU was finally accepted. It wasn't delayed because of the fraud alert on my credit report or my married vs maiden name, but all because the Customer Service Rep who took my app, misprinted my name.
Anyways, I applied for the Cash reward Visa and received the 3-5 message. 30 minutes later received a "within1 day"message and yesterday I received a message which said "APPROVED" Signature Cash Reward Visa $7,500.00 CL; prime plus 9.4%. (Good / Bad?)
I am totally ecstatic. My score with Equifax is 658. Bankruptcy in Oct 2010. Just started working on my credit within the last month. My highest CL on other cards is $2,500.00, which is a Visa with my local credit union.
I've read great things about this card on this forum. Not sure what the Signature part means, but extremely happy with the CL.
Now I will start working on HUbby's credit and of to garden until the end of the year on mine, when I plan to apply for a car loan.
Thanks for are the great input on this forum !!!
Congratulations!
Congrats and welcome to the family.
Congrats! Thanks for sharing.
Thanks All!!
go apply for a navcheck line of credit for $15k!
@Creditaddict wrote:go apply for a navcheck line of credit for $15k!
You bad influencer you.
Seriously, congrats and welcome to the family.
(seriously, go app for the navcheck)
@Creditaddict wrote:go apply for a navcheck line of credit for $15k!
I thought about it, but I don't know if I would be approved and I hate to have another Hard Pull. I was surprise to get such a high limit with the Visa.
I have 14 inquiries right now. 2 from this year (April and June), 10 from 2013 (From Jan - October) and 2 from 2012 (due to fall off in September). My score dropped 1 point after this inquiry, I'm hoping to gain a few points after CC reports.
Yes, NFCU will probably HP you again, however, they don't seem to care about inquiries.
Call and apply.