Credit Cards Center Credit cards from our partners
Reply
New Contributor
Posts: 72
Registered: ‎04-04-2013
0

NFCU CLI within two billing statements

I thought I'd share my experience with NFCU.

I opened all these cards in April:
- Flagship with limit of $5,000. CLI to $6,500 after two weeks.
- nRewards with limit of $1,000. CLI to $5,000 tonight.
- cashRewards with limit of $1,000. CLI to $5,000 tonight.

I am so happy! I am going to try to do the Flagship again tonight.
Community Leader
Senior Contributor
Posts: 4,766
Registered: ‎07-12-2012
0

Re: NFCU CLI within two billing statements

Woooo congrats! 

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
733 EQ FICO 11/2016
732 TU FICO 11/2016
732 EX FICO 11/2016
$20k NFCU Platinum | $25k NFCU cashRewards Sig | $15k NavChek | $9k Barclay Arrival WEMC | $6.2k Cap1 Quicksilver | $10k Amazon Store | $14k Cap1 VentureOne | $7k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa
Contributor
Posts: 79
Registered: ‎03-23-2013
0

Re: NFCU CLI within two billing statements

Congrats!!! Were the CLI done without any HP's?


Last app 3/21/13
EQ 658 (5/28/13)
TU 608 (5/1/13)
New Contributor
Posts: 72
Registered: ‎04-04-2013
0

Re: NFCU CLI within two billing statements

The Flagship was a HP maybe because it was two weeks new. The other two were instant approvals and I haven't seen an inquiry yet.

Epic Contributor
Posts: 29,073
Registered: ‎10-23-2007
0

Re: NFCU CLI within two billing statements


NyaBuksh wrote:

The Flagship was a HP maybe because it was two weeks new. The other two were instant approvals and I haven't seen an inquiry yet.


Well then per my other thread and everyone posting when you ask on your signature card today, please ask for $25k and let us know the counter!

AND SUPER CONGRATS!

New Contributor
Posts: 72
Registered: ‎04-04-2013
0

Re: NFCU CLI within two billing statements

I asked for another CLI on cashRewards and nRewards for $8,500. I got a 3-5 day message on the Flagship. It looks like it's a wasted HP.
Epic Contributor
Posts: 29,073
Registered: ‎10-23-2007
0

Re: NFCU CLI within two billing statements


NyaBuksh wrote:
I asked for another CLI on cashRewards and nRewards for $8,500. I got a 3-5 day message on the Flagship. It looks like it's a wasted HP.

Okay wait, so let me get this straight.... you asked for $5k on both and got instant... you went back now and asked for $8500 on both and got isntant on both?

WHY are you not asking for $25k on each.... until you get countered... there is more in the system... but your 3-5 is for sure a review and HP now!

Highlighted
New Contributor
Posts: 72
Registered: ‎04-04-2013
0

Re: NFCU CLI within two billing statements

Actually, after the $5K increase, I asked again for $10K and was counter-offered to $8.5K. I'm happy with it! As for the Flagship, I think it is a big DECLINE! 😁

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.